When I'm 65 | Full Documentary

Explore how our financial and lifestyle choices today will affect our quality of life in retirement. Using case studies, engaging animations, and lively expert interviews, "When I'm 65" looks at how aspirations and financial planning for retirement have changed. Original airdate 1/25/16

[Porterfield]

I converted my 401k to a Roth IRA to avoid higher taxes in the future. I'd rather pay taxes now than be stuck paying taxes on my retirement income when I'm 59 and living off my savings.

[thecalmwayhome]

When I'm 65 I will no longer have a mortgage....that's a huge part of my retirement plan!

[jeannettecampbell]

65 years comes real fast. So do not think you have time at any age. Its right around the corner.

[oneillbilder]

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

[Pieter]

The formula is simple: spend less than what you earn, invest the difference, rinse & repeat.

[HodgeChris]

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

[ericsRANDOMclips]

my father retired early at 58 after 35 years of being an educator. Him and my mother lived above their means the next 10 years and blew through a balloon payout pension. They both passed away with substantial debt and it fell in my lap. Please get your affairs in order.

[IAMBETTERTHANYYOU]

50 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

[GhettoGirlTravels]

I retired in 2017 and rejoined the Peace Corps. Travel, housing, medical, dental, and vision were all covered. I served in Armenia (2017/19) and then Ethiopia (2019/2020 - Peace Corps worldwide COVID evacuation). I am now serving with AmeriCorps, in Alaska. This means, my retirement funding has been able to sit and grow for five years. For seniors, service can be the key.

[susanmarie]

I do not have a pension. I started Soc Sec last year at age 66. I must continue to work. This year, planning for a double hip replacement over the next several months. Grateful I can afford to take time off for recovery. Best wishes to everyone.

[DAZ]

My husband and I saved and saved until it hurt and were able to retire early 59 and 56 ... We now live peacefully in Europe

[DIAMONDGIRL]

So glad I am healthy @ 65. Still working and saving while helping others.

[CraigNAnderson]

I graduated HS in '86. I went to college for a two-year degree. I realized I would be working for engineers with my degree. So I received a BSME. Best young person decision I made. My wife and I are debt free. I plan to retire at 60. We have two boys graduating college debt free in degrees that will not having them move back home, longer than the holidays. We spend less than we make and we drive older reliable cars. Never wanted more that we needed. Invested steadily over the years in index funds. Raising kids to be self sufficient is a benefit to all of us.

[sct]

The arithmetic worked out for my hubby and I. We retired at 68, and 63, and saved more than enough with the help of mutual funds. 401k, 403b, IRAs. Save people, save and stop buying stuff/junk. Do travel though.

[deebee]

I am 66 and will continue to work for as long as I am physically able. I am drawing social security and also contributing to social security for current and future retirees. Working helps me feel younger, healthier, and happier.

[rillawhat]

I've been looked at as strange because I've been obsessed with retirement since the age of 18. Now 53, I'm still working obsessively to secure a strong retirement

[macdisciple]

When I was 40 I thought no big deal, I’ll keep working through age 70 probably. Now I’m 61 and I cannot wait to STOP working - even though I have a well-paid job, answer to almost no one, and set my own hours working from home. I am done - and crawling to the finish line at 64 or 65.

[BonnieHalfElven]

I wish I had been smart sooner, but I'm living smart now and I think I'll be OK. I wanted to retire at 62, but now I am planning to wait until 67. That's the price of not planning sooner.

[Stillnapie]

I started saving at 15, my goal was to be able to retire at 50 and I made it. I went ahead and worked until 57 but now I'm enjoying doing just as I please!! You really need to start early....

[tonioyendis]

I just retired after 50 years of constant nose-to-the-daily-grind! After raising 3 daughters, multiple divorces, & other unexpected life-events, i came up short of my FullPlannedRetirementFunds! However, my SocialSecurity with my Pension keeps me in good shape, because I eliminated all my mortgage & debt. The 401k employer-matching contributions was also one of the best decisions I ever made! It all adds up in the long-run...