Is Credit card Good For You?

Did you know that the credit card spend of Indians has increased from 14.3 lakh crore in FY23 to 18.3 lakh crore in FY24?
And so is the number of frauds from 119 crore in FY’21 to 155 crore in FY’22.

So, in this video, we’re diving deep into the world of credit card scams and how you can protect yourself from falling victim to credit card frauds. From phishing emails to fake phone calls that can steal your OTPs, scammers are getting sophisticated—and it’s important to stay one step ahead.

So, in this video, we’ll cover:

The most common types of credit card scams you need to watch out for.
How to spot red flags and avoid getting tricked.
Practical tips to protect your personal information and credit card details.

Make sure you watch till the end for our bonus tips on securing your online transactions!

Do show your love in the comments below :)

Timestamps:-

0:00 - Let’s begin
1:30 - Badging
1:58 - Increased credit card spends
2:23 - Skimming Scam
5:20 - Phishing Scam
9:50 - Precautions

[shadowalphaop]

That’s why I disable the transactions on the card and enable for few minutes only when I want to do it

[rajudugar]

So I use two methods to avoid this. 1. I always limit the max transaction value through Credit Card App and disable ATM and International transactions. 2. I got myself RuPay Credit card and added it in UPI, so now I am using UPI APP for credit card transactions as well. And even for Rupay card I set max transaction value to avoid any misuse

[sierra_i_legend]

Now I figure it out, how big YouTubers Spend a lot of money on currency, they are doing carding

[sabujmondal]

I always keep my all my Debit anf and Credit Cards temporary blocked using Banking App / Net Banking.

Whenever I am going to make a online/offline transaction, I first unblock the card, set the exact transaction limit. As soon as I complete the payment, I take the purchased goods and block the card again.

I strongly request all the viewers to do the same. Keep your money safe. Jai Shree Ram, Jai Bharat. 🇮🇳

[struggledguy]

DHERE DHEERE SAMAJH AANE LAGA HAI KI MERA ATTENTION SPAN BADHTA JAA RAHA HAI, THANK YOU ZERO1 AND PRATEEK SIR, BAS AAPKO HAMARE LIYE TO VIDEO BANANA HAI RUKNA NAHI HAI

[saurabhnehe]

same happened with me Money got deducted while I was driving, didn't even receive OTP. Raise a complaint with cyber crime as well as bank and got the refund thanks to HDFC bank

[abhishekdas]

Still scam with credit card can be reversed especially in abroad.. It will be a nightmare with a debit card!

[ayubshaik]

I always keep transaction limits, based on the bill, I change it (increase) and back to normal (2000/-) then and there. Negligence is your biggest enemy

[lakshmeeshat]

that's where samsung wallet is there for rescue, Tap and pay with phone - no card in the scene at all.

[SubhenduK]

Best is tap and pay through CC .... Which was fast ⚡

[parthachoudhury]

Use a second bank account for daily use. Keep balance low like around 5000.

That will limit your losses incase there is a fraud.

[shibarghyasen]

I hit the like 1st for your videos and then start watching. You are that good.

[diwangmittal]

7:00 sensitive pages such as upi pin can't be recorded by the phone

[navinfernandes]

Very informative.. pls continue this series..

[jeeiee_com]

stop subtlety promoting apple products guys for free.

[MKSundaram]

Thank you for taking the time to educate us. Unfortunately, in today's fast-paced world, many of us tend to grab onto things without fully thinking them through. Please keep sharing such valuable and informative videos—they are greatly appreciated. Once again, thank you for this wonderful video, and I apologize if my words came across the wrong way.

[piyushjain]

Most important content ❤ thanks for sharing, wish u make the Hindi version if same it gonna help lot more audience

[electrifiedcommunity]

That's why i only use NFC for payments..

[SamLibra-xp]

Please use UPI credit card you don't have to swap your credit card you don't have to swap the credit card only scan QR code second do not have the option of click and pay it is dangerous

[arvindynr]

if you inform bank within 24 hours of scam your amount will be refunded but in case of UPI money is gone.