What Most People Get Wrong About Investment Risk

In this video we'll discuss risk capacity, which is something most people don't think about.


Financial Resources I personally recommend:

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0:00 - Intro
1:11 - Risk Tolerance vs. Risk Capacity
3:41 - Risk Capacity Questionnaire
8:48 - Time Horizon

This presentation is intended for information purposes only and does not constitute an offer to buy or sell our products or services nor is it intended as investment and/or financial advice on any subject matter. Every effort has been made to ensure the accuracy of its contents. Certain of the statements made may contain forward-looking statements, which involve known and unknown risk, uncertainties and other factors which may cause the actual results, performance or achievements of the Company, or industry results, to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Returns are not guaranteed and past performance may not be repeated.
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DISCLAIMER: The videos and opinions on this channel are for informational and educational purposes only and do not constitute investment advice. Adam Bornn is not registered to provide investment advice and as such does not provide recommendations - those looking for investment advice should seek out a registered professional. Adam is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.

[garth]

Adam. I wish your channel was around 30 years ago ( i know you were a kid) . I started investing with a large firm in 96. Just $3000 to help a friend out starting their career. I kept up with a monthly investment and my friend got out of the business in a year and went into banking. I really didn't think much of it for years.... i only looked at it as a way to reduce my taxes via RRSPs. When I retired i was able to cash out some of my accumulated sick leave. It was only then when i realized how important those investments were.

I really appreciate what you're doing because you empathize starting early and educating us. I wish i knew then what i know now ( yes i stole that from a Bob Seager song) . Im older now but still running against the wind. FYI my investments have doubled over that 30 years compared to what ive contributed but I've been risk adverse. If only i gad paid more attention over the years id be much better off. But im doing fine thanks to my pension. Younger folks..listen to Adam and his crew. They actually want you to do well!!!!

[carloscanizares]

This video is so good! Risk capacity is something I’ve never heard of before.

I’m retiring in 2 weeks at 42, as an income investor, and have tweaked my strategy for the rest of the year now. Thank you!

[ColdRunnerGWN]

I learned all about risk capacity during the 08/09 meltdown, and lost over 50%. At least I was young enough and it was for the long term. I don't know how I would have survived if I was the same age I am now or in retirement. I'll never forget the low on the S&P - 666. Can't make this up.

[Amin_D]

Great video again. Love this channel!

[Coyotehello]

Thanks Adam, excellent video, as usual. Glad to hear about CIRO I am going to take that test right now. I was actually trying to figure out what you call risk capacity a while ago, I did not have the terminology and I did not know how or where to go with that idea.
I have a feeling that this is going to be really helpful for me.
CHeers,
a.

[kevinthailand]

Timely advice given the events of August 2/3

[caperboy]

I don’t worry. I’m still in the positive

[joyaclub]

Filled out the questionnaire and gave me a number. I already knew I’m a conservative investor so I’m not sure what this number means without context.

[Rob-obsh]

I would call it a rotation in money in the market not a down market because it depends what your investments are in. A lot of tech and some blue chips are down but the big money is rotating money over to the small caps because the small caps have been been Beaton down they can’t go any lower. All the big money is piling into small caps as this is not a crash just a rotation of money.

[nickyfurlano]

I always weigh risk reward and know they can't rig the stock market higher forever like they couldn't suppress the price of gold and silver forever. The safest trade is short the American dollar. Win or lose I would never touch the U.S. stock market at P/E ratios that are grossly understated. The stated P/E ratios are 20 but the true P/E ratios are in the thirties and the Russell 2000 the P/E ratios are right off the chart. If I need to gamble I'll gamble my money elsewhere.

[sharky]

Hi Adam, I decided to move some of my BCE shares from my RRSP to my TFSP because the price is down and I can move more shares . Does this sound prudent ?

[thepmanvan]

The best risk reward investment ever?? Bitcoin by far.

[laundrygoddess]

What?? So Dave Ramsey 100% equity portfolio isn't good for retirees? They don't need to worry about risk😂

[alexandrailnyckyj]

We have heard a lot of criticism of the financial planning industry as they charge a high fee for managing assets. You promoted your firm as the “independent” financial planner. After we pay you thousands of dollars…now you are saying we should go to Steadyhands or some other management company and pay them a fee. I can only hope that when you made the plan you factored in their fee. Disappointed.

[wafflesca]

Markets down 20% ? What markets? It’s like click bait…