Setting The Record Straight About Dave Ramsey | Anthony ONeal

On this episode of The Table, Anthony sets the record straight debunking the misconception that Dave Ramsey's financial advice is not for minorities. AO emphasizes the universal benefits of debt freedom. Anthony is dismantling myths and highlighting the shared journey towards financial wellness. Join us in reshaping the narrative around personal finance and understanding its universal impact on lives, regardless of race or ethnicity!

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Who I AM:
Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.

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AnthonyONeal DaveRamsey

[mikebrown]

I’m a 63 year old black male and I bought Dave Ramsey book and went through the baby steps and it worked from me. I’m debt free and I owe no one except my mortgage payment. Dave’s program will work for anyone who wants to do the work.

[daliladavis]

Dave Ramsey teaches financial literacy. It has nothing to do with race.

[leahlevitates]

African American single Mom here. Paid off $204, 347.73 in debt in 25 months. Now we are living in the Vision. The Baby Steps worked for me. Being a good steward of money is not black or white. It’s common sense. 🙌🏾

[ccutieccutie]

I'm 43, followed the baby steps....did it a little out of order, but I did it. I'm black, I'm debt free 4 years ago, don't owe nobody...mortgage paid off. Did all that with a child and making under 50k. Takes discipline and to not listen to these young tik tokers. I wanted to live like no one else....thanks to Dave...I am! I'm never going in debt again.

[twilliams]

I’m a black millionaire on paper and I want to say thanks to Dave Ramsey for the teachings.

[Nisa-gmwg]

I found Dave Ramsey 20 years ago. I was 30 (hubby 34) and we had 2 small kids. Now I’m 50 (hubby 54). We’re completely debt free ( mortgage too), retirement and investments look great and those two kids both graduate May of 2024 (son with masters degree/24 and daughter with her undergrad/22) debt free too. We both plan to retire 2027 when the last one goes off to college (yeah we had another one with our old selves😊). Her college is taken care of as well. So yes, that Godly white mans baby steps worked for this black family of 5.

[arturomoreno]

I´m Mexican currently living in Mexico. Found Dave Ramsey before Covid hit. Now I´m finally debt free and I feel so blessed! Payed off all the pesos I owed the Bank and serveral department stores. So Even in a different country and currency..The baby steps really do work.

[Jdonaleshen]

My husband is white but raised by two blind parents on welfare. I can’t speak to the black community but I can say that as a person born into poverty and had absolutely nothing, Dave’s principles work.

[indio]

I'm Latino, a first-generation immigrant and grew up dirt poor. Grew up in a third world country and in this country, in the inner city. Dave Ramsey helped me become financially literate, and his structured system made the most sense to me. I'm less than two yrs away from paying off my house and about 3 yrs from being a millionaire.

[_shumba]

Financial wisdom is universal, it is not limited to a certain race or skin colour. Once people get rid of the victim mentality, they can actually start to see change.

[YevetteGooden]

I’m a 53-year-old, black female, and currently on baby step six “pay off your mortgage early.“ I retired early and am living my life. It works people!

[KM-lijo]

I am a black woman. have gotten the book, used the baby steps, and gotten out of debt. I have paid off for my home. I now can help others if needed. It was NOT easy. I worked 2 jobs. I stopped eating out. I read Proverbs and asked God for wisdom daily as I went through my day, helping me to make decisions along the way. I believe that if you have the will, God makes a way.

[W.S.-zoxe]

The person that doesn't think the Baby Steps work for Black people hasn't watched the ton of debt free screams of Black families featured on Dave Ramsey's show.

[stephaniehall]

5 months ago I was watching Dave Ramsey on YouTube, I was almost 11k in consumer debt. I took his advice and did a budget, saved my 1k emergency fund and now I have 3k left to pay which will be paid off before the end of this year. For the first time since I was 18, i will be debt free. ❤

[doshrink]

I’M an old white guy. Love you Anthony. Miss you on the Ramsey platform. Glad you are doing well and helping people. God bless you!

[ParkDari]

Thanks to Dave Ramsey my black husband and I are 100% debt free including home. We could comfortably retire at 55 but we won’t. It took us 20yrs. We never took out student loans because we worked our way thru college. I worked in a laboratory and he worked at every Fast food restaurant known to man. We got practical degrees that had us employed before we even graduated. It’s true we lived at poverty level but we didn’t need to look rich. We focused on becoming financially independent. Our average combined salary was $50k. We think the greatest gift we gave our child was learning to live at poverty level and still having a great life. The ability to maintain a $1000 emergency is absolutely the biggest step!! Thank you for the encouraging video!!

[Nextlevelnesha]

Dave's no-fluff straight shooter, stop being a victim style resonated with me as a veteran. He's the reason I started my debt free journey and paid off $33K.

[drizzit]

I'm a 45 year old black man. I took a dave ramsey course in 2006 at FT. Campbell, and it changed my life. I went thru a divorce in 2007, and after losing %30 % of my income to my ex, I returned to Mr. Ramsey's teaching just to survive. The teachings of Mr. Ramsey helped me to go from poverty to the suburbs with some money and a future for my new wife and 4 kids. Im home every day, and I'm able to watch my kids grow with all their college taken care of. It's not about the color of the person but the messages they share with others.

[lioness]

Living below your means is key!!!! Our spending is out of control.

[branditweety]

I am a 31 year old black woman and I am going through the baby steps now and it is working for me! I have my 1000 saved, and have paid off all my $5000 credit card debt currently paying off my student loans which started at around $162, 000 now at $156, 000 since starting in August. And I make under 6 six figures but close to it!! I have had to use my emergency fund one time for a tire and it was $300 tire and wheel replacement which I was able to put back in doing a little bit of side hustling!

I do agree that you have to increase your income to help during this process of paying off debt.