How Mortgage Works: 2008 Financial Crisis Shaped Today’s Rules, CFPB, Dodd-Frank #finance #shorts

How mortgage works since the 2008 financial crisis? This lead to the creation of the Consumer Financial Protection Bureau (CFPB) and a Dodd-Frank act. But what does the CFPB actually do, and how has it impacted mortgage lending?

In this episode of A&D Digest, we break down:
✔️ How the 2008 financial crisis led to stricter mortgage regulations
✔️ What the Dodd-Frank Act means for lenders and borrowers
✔️ The role of the CFPB in consumer protection and financial oversight
✔️ Why big banks favor deregulation and how it affects lending

Do you think mortgage regulations should be stricter or more flexible? Drop your thoughts in the comments!

#realestate #business #finance #mortgage #mortgagebroker #cfpb #mortgagerates #housingmarket #nonqmloans #mortgagecalculator #admortgage #realestateinvesting