Should You EVER Pay Collections - Common Sense Advice | Will Paying Collections Improve Your Credit

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I paid all collections with the understanding that it would be fully removed from my credit report. As a result, my credit score increased by 65 points.

lianalonge
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I paid all of my collections. My credit score went up 33 points! Once I decided that I wanted to become a homeowner, I did everything that I could to make that happen. I didn’t want the collections to come back and bite me on the you know what! I started getting serious about buying a house in March 2020 when the pandemic first started. My stimulus checks went toward my collection debt and went into savings. I became a homeowner in June 2021. Everyone’s situation is different, but for me paying the collections gave me a peace of mind.

MrsSweep
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My collections were removed from my credit after I paid them off, and my score increased.

Bippityboppityboop
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I paid all my credit (which was only 1 credit card ) and guess what I got an homeowner approval!! Pay your debt ! And my credit score went up 68 points !!!

MarriedZayna
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My three favorite channels: Shaheedah Hill, Stock Brotha, & Ling and Lamb. Make my week complete!

mssunshine
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Paying collections with an agreement sent credit score up 50 points.

rchot
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THANK YOU ❤ you finally made it make sense . I watched 3 videos before this and had no clue until I found yours !

Miss.Lechuza_Chusma
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First off let me say THANK YOU! And thank you for making it clear what your video was about! I’m so tired of the credit hacks! I just want to HONESTLY do what I need to do to get my credit great, and not try to get over on any system

divineglamourllc.
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I will continue to follow and learn more

josecordovez
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Great, No frills, Honest Discussion. I appreciated this.

DarrinJackson
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This was so helpful!! so glad I came across your page

loveinthewebb
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You're amazing! So smart and well explained, love it!

keylaethomas
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Excellent instruction, with specifics I always wondered about but never knew how to articulate things. I've avoided handling my credit issues for years because I simply didn't have the money, or understand the process. I've known people who paid but still had people calling to collect the same debt, and others who never had the blemishes removed. You've given me the confidence to look into this stuff... Thank you ma'am...

busyrand
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I had a collection debt which dropped my score 100 points. Negotiated the price & it was deleted, score went back up.

bumblebay
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Thank you Shaheedah. This is really helpful! Years ago I allegedly had a University debt go into collections, and I'm wondering if it was truly even mine. I paid if off immediately, but if I had seen a video like yours, I would have followed your steps. Thank you! I always look forward to your videos. You're the best.

TxHoneyBee
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Thank you for all the tips and information. Your videos are giving me so much motivation to prepare myself to buy a home.

tashagandy
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Thank you for this video, truly. It has been so hard to get clear and concise advice on this specific topic. I appreciate how well this was all said. Immediately subscribed and liked! Thank you so much for helping. I plan to try to pay to delete.

thatsnotkat
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Your video was very helpful. Thank you!

Scorpio.Iamher.
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Thanks for your wonderful information and ideas ! Thank you! 🙏🏾👍🏾👏🏾👏🏾

teddymoore
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I’ve always heard it’s important to pay utilities because if you move anywhere they may block you from getting the lights/water turned on and the fees are higher or you may need a co-signer😏

bridget