What's YOUR Reason For Getting Out Of Debt?

The Ramsey Show (July 19, 2022)

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[BrianaBudgets]

Buying a house with your husband and in the same month asking for a divorce is crazy.

[suestone]

🌹💕 When we were dating in 1985, Mark would buy me floral arrangements and have them delivered to my office. After marriage and kids when times were tight, he would draw a picture of flowers and send them to my office…via fax! Gifts were more his language; this was a fun compromise.

[Becky]

My parents told me to buy a mattress set on installments out of grad school at $10 a month for 5 years to get credit. My husband thought that was crazy and paid it off when we got engaged ! 😊

[Tsola.Omamogho]

"I'd rather get married to this man than keep my credit cards."- You go girl that's a wealth mindset and a strong character, LOVE THE MINDSET!

[Kika-rntq]

Everyone, please tell me if this has happened to any of you after you got out of debt??? I just paid for my daughter's program in to total. I actually asked "no I want to pay it in full, not payments" The girl said "oh you must have money 🤑" I said no I am just out of debt and I budget for it. "You ever heard of Dave Ramsey???"

[mattmccloud]

I work for FedEx making $37, 440 a year. The struggle is real with living expenses going up

[rachaeleena]

The single mother call resonated with me. I too am currently a single mother of two and it scares me to put my savings towards paying off debt but I’ve also had a scarcity mentality and I’m ready to change that to an abundance mentality now.

[keysncoffee]

38:01 “Whatever debt she has is yours.
Whatever debt you have is yours.”

Yep! 😂

[Josh-byfv]

I love the RAMSEY SHOW it's very encouraging and motivational. Dr. Delony's personality is TOTALLY ME. He always makes me laugh, I was very happy to meet him, Dave, and George Kamel in person there in Franklin at Papa Dave's BEAUTIFUL COMPOUND. I can hardly wait to get back to the beautiful state of Tennessee, Franklin, Nashville, Lynchburg, Mephis God bless YOU ALL.

[kathleencooney]

I must say, as a chronic back pain person, a Sleep Number bed is the best purchase I ever made. No, I didn’t finance and it was easily 8 k. I wake up pain free and my life is great !

[madisoncrane]

RIP to my ears everytime the grocery store commercial comes on

[cobrafan]

When you are 80 the last thing you're going to think is "I regret getting married young and having all those extra years to spend with my children and grandchildren"
Young men today have messed up priorities and will suffer for their delaying marriage and having children later on.

[arfriedman]

My parents said we had to be 26 to be married. They wanted to make sure we had money and we knew more and had done some of our own things first.

[Nursemidratz]

I remember the call to Dave when the gentleman called in saying he had 90 days. Heartbreaking yet inspirational at the same time.

[fhuber]

Discuss goals and how to get there.

How to get there pretty much adds up to the baby steps.

Every path to wealth starts with not overspending vs income.

[jenniferhill]

We play Questions for Humans at our local crisis pregnancy parenting classes. They are so fun! Thank you!

[ParadeTheGospel]

Love love love the show! Listen just about everyday while working delivering mail and gives me fuel in the tank to stay motivated and strong while working lots of overtime. Anyway, sometime y’all should have an hour or entire show devoted to taking calls from people who paid off their house and their stories around that! I think that would be very encouraging!

[flashthecorgi]

I love the questions for humans cards. They are so interesting and fun to learn new things about family and friends. Thank you Dr. Delony!

[sabinedalianis]

I just love John, his thought paths are so on the point. Great guy. I am not thrilled with this matcho talk between the two, but the way they live it, is totally ok for me.

[xdeathknightx]

12:18 I've gotta disagree about "Go in there and bust it, do great work, and provide value - will increase your salary over time ..."
This is completely wrong when it comes to large companies. They already have you hired for $75k and it's going to be YEARS before she gets enough 3% raises to make $83k.
At that point she's still breaking even or undervalued with the rate of inflation.
This is the reality of negotiations, get hired for as much as you possibly can so you don't waste away YEARS working your way back up to your desired/deserved value.
Don't be afraid to say no or walk away. $2k shouldn't be enough to make you start over at a new company, that's ridiculous!
My personal rule of thumb is ask for 20% over my current salary and negotiate/settle at 15% over my current salary.
They don't need to know what current salary is. If they do ask tell them that's personal information that you're unwilling to disclose. You'll never see these people again and it's their literal J-O-B to retain as much money for the company as possible. They WILL play hardball so distance yourself emotionally from the negotiation and look at the numbers only.
This is YOUR future!