The Citi Trifecta EXPLAINED (2021 Update)

In this video we look at the Citi Trifecta, a system of cards that lets you earn loads of Thank You points. The system includes the new Citi Custom Cash, the Citi Double Cash and a choice of either the Citi Rewards+. Citi Premier or Citi Prestige.

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[yankeesgiants]

Great video, Ben!

I would differ slightly by getting the Custom Cash, Premier, and the AAdvantage Platinum Select, then downgrade to the Double Cash in the 2nd year. If I were to apply for any card, might as well get a sign up bonus with it. Since Citi is so flexible when it comes to product changes, American Airlines is also one of my go-to airlines, and being in New York, JFK & LGA are AA hubs.

[WillShrop]

Citi Premier gives $100 credit on hotel stays of $500+ (once per year)

[CaseyBurnsInvesting]

I’m on my quest to collect more cards than Yugi from Yugi-Oh

[Daniel_Braun]

So many trifectas! Between this new Citi setup and the upcoming new Wells Fargo card line, it’s nice that people will have more options and can earn even more 👍

[outrageous]

I feel like a lot of people are getting approved for that new Citi card. I want to apply but I just got two personal cards in the past month.

[kingfratetrain]

Compare each trifecta for a video next

[MarkReese]

Citi’s lookin’ good for both cash back AND travel these days 😎👊💯

[avstars]

Get the reward+ for the quadfecta for 10% back when you pool all the TYpoints together. If you look at it this way, 5% back would net you 5.5% back, 4% back would net you 4.4% back, etc.

[cryptodev]

How do you manage so many teifectas? For example you have to pick a trifecta and stick to it right? Otherwise there's opportunity cost. Sending on Citi and then spending on chase would cause you to lose value on both.

[gop]

So bummed I wasn’t approved for the Custom Cash. But I went ahead and product changed my Double Cash to the Citi Premier and I’m happy with my choice. Love the $100 annual hotel credit to offset the $95 annual fee on the Premier.

[jpknowledge]

I was thinking getting one of the higher bonuses first, but you're right the new card may not have that same bonus next month or next year.

[julianduerr]

You should state that transfer points from cards expire after 90 days.

[fiduciary]

I'm surprised you didn't give the rewards plus more love considering it's the only card with a points boost

[anthonystpeter]

Why didn’t you mention the prestige has been closed to new applications lol

[landocalrisian]

That chart was brilliant sir. Thank you for doing that work.

[landocalrisian]

Yes we want a 3 Way Trifecta comparison PLEASE with sugar on top😊

[Apollo]

Love this content, I just want to get the guy a good haircut

[LukesPointsandMiles]

Citi is very sensitive. I was just denied the New CustomCash card. They told me I had an 839 Credit score but I didn’t have any balances on my cards. Say what!?!?!?

[johnwick]

Citi trifecta is only for local purchases (electronics and appliances for 2 yr extended warranty) to be used for thank you points for transfer partners, never to be used for airfare purchases as Citi remove trip delay benefits and trip cancellation benefits

[demarquesjamison]

Do the same video for AMEX and Chase if possible. Awesome video!!!