08 Why hold insurance through your super fund?

Gavin Martin, Financial Adviser and the Managing Director of Cornerstone Wealth discusses personal insurance through super. A number of advantages of include:

• Cash flow – can pay for it with your super money
• Scale – premiums are usually cheaper than retail funds because of the number of members insured
• Tax
• Life and TPD insurance - not tax deductible outside super
• Effective tax deduction of 15% within super

Disclaimer
This presentation has been prepared without taking into account the personal objectives, financial situation or needs of any person. You should consider the appropriateness of the information presented having regard to your own objectives, financial situation and needs and obtain professional financial advice prior to making any decision.

Before making any decision about whether to acquire any financial product, you should obtain and consider the information contained in the relevant Product Disclosure Statement.
© Cornerstone Wealth 2015. All rights reserved. No part of this presentation may be reproduced in any form without the prior permission of the copyright.