How to Use Trading 212 in 2025 (Investing for Beginners)

This is a full step-by-step tutorial for using the Trading 212 app and desktop site (instructions are the same). If you're a beginner investor and looking to get started, we'll show you exactly how to use Trading 212 and their various account types in this video.

This video does not represent financial advice, and we are not financial advisors. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

The brokers we use:

Trading 212 free share worth up to £100:
If you do not get your free share after depositing, use promo code FIN.

InvestEngine get up to £50 as a welcome bonus when you deposit £100 via our link:
Terms apply

🕧 Timestamps:
0:00 Trading 212 for beginners
0:35 Free share (terms apply)
0:48 Account types simplified
3:43 How to deposit for free
5:11 How to invest in shares & index funds
8:58 Creating a pie & recurring investments
12:07 Selling investments
13:10 How to withdraw
13:43 Transferring between accounts
14:15 Using the Cash ISA
15:22 Trading CFDs
17:18 Extra tips

[FinancialInterestcom]

Here are the links/resources we mentioned:

[janedr]

This is a cracking video and so easy to use. I have watched a few others and this is by far my favourite for a beginner.

[Tess-trrh]

Great job at explaining this to new people, it was easy for me to understand and it is far the best example on the subject for me personally. Good job 😊

[IShadow__PT]

should i deposit in euros or pounds cuz i saw pounds have a higher apy rate even though my currency is euro

[rohitthakker]

Pros: Ease of opening, ease of use -depositing funds and trading with Zero platform and transaction charges and low FX fee compared to competitors.
Cons: T212 seems to have a problem calculating and displaying the true average cost price
1) Average price shown after purchase does not include the 0.5% Stamp duty for UK stocks, assume it must be the same for other stocks where stamp duty is payable. This has been raised previously with T212 and only received a polite thank you
2) Similarly, does not include the fx fee for US stocks in the average cost price.
3) Poor experience transferring Stocks and share ISA - transferred cash is held and not applied to the account once received

[MarkH]

When doing a bank transfer, is it standard procedure that you do so, via Truelayer?

[josepaez]

how do you place a TP and SL on an Invest account

[bmoore]

Hi, im from Ireland and I fear theres not much information on how to use this app in Ireland. Also im not a genius in maths and taxes or financial terms😂 any tips

[sumansunuwar]

Is there no option to deposit free share claims under an ISA account? Are they only received through an investment account?

[billmorgan]

Can I transfer a previous years cash ISA to T212 and change it to a S&S ISA ? If I can, does this mean I can imvest £20k +£20k into S&S this year ?

[andycampsall]

Are you classed as self employed when using this app?

[kaxar]

It might be easy but this stupid company not satisfied with official documents. They still want us to upload a video of our appearance. Never had to do that with a bank or another investing platform.