Top 5 Best Budgeting Apps in 2023 #finance #shorts

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Are you tired of spending on unnecessary things that eat away at your income and savings? If so, we’ve got you covered with the best budgeting apps in 2023. Sometimes, llfe throws lemons, it is upto us how we use them to get rich! Lets get the budgeting goin’!

1. Mint
Price: Free to Use
Mint has a very good track record that shows up in its ratings. The best part about it is that syncs up with multiple accounts like checking and savings, credit cards, loans, investments and bills. to provide you with a good amount of insights so you can track you expenditure so you can cut down on unnecessary costs.

2. YNAB
Price: You can try the app with a 34-day trial or pay $14.99/month or $99.00/year
YNAB is one of the best budgeting apps in 2023 that lets you get a more hands on experience with your budgeting. Unlink most apps that scan eveything, it lets you streamline your process by doing it in a manual way. You can tell YNAB how much you earned and it will help you put it in categories, including expenses, goals and savings. YNAB allows you to link your checking and savings accounts, as well as credit cards and loans. It helps you out in making a plan for every dollar you earn.

3. Good Budget
Price: Free To Use, with Good Budget Plus at $8.00/month or $70/year
Good Budget is a budgeting app that helps you with envelope budgeting, it is more about financial planning than expense tracking and helps you put a certain amount of money into different envelopes, also popularly known as cash-stuffing. You make different envelopes so you can spend accordingly like the needs envelope, savings envelopes and want envelopes.

4. Empower Personal Wealth
Price: Free to use
Empower Personal Wealth is basically an investment tool but the free version includes features that will help anyone track their expense and budget based on their life goals and current needs.You can check and monitor checkings, savings, credit card accounts, as well as IRAs, 401(k)s, mortgages and loans. The app provides a spending snapshot by listing recent transactions by category. You can customize those categories and see the percentage of total monthly spending each category represents.

5. Honeydue
Price: Free To Use
Honeydue can be used so that you and your partner can view both your finances in one app. Both of you can sync bank accounts, credit cards, loans and investments. You can also choose how much you would be sharing with your partner. Together, you can set up monthly limits on each of these categories, and Honeydue will alert when either of you comes close to the categories.

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