How Does Medicare Work with VA Benefits? | VA and Medicare Explained

If you have coverage from the VA, you don't necessarily need to enroll in Medicare. Get the answer to the popular question, "How does Medicare work with VA benefits?" However, you still should consider applying for Medicare for numerous reasons. If you are nearing Medicare eligibility and are thinking about how Medicare works with VA benefits, watch this video as we break it down and show you how you can add on additional coverage at no cost to you!

Additional links and resources:

Start (0:00)
VA benefits explained (0:22)
Why consider Medicare (1:24)
Late enrollment penalties (2:00)
Medicare Part D (2:47)
Real-life example (3:22)
Extra benefits at NO cost to you (4:20)

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[RonMac]

I have a good VA clinic where I've had no problems with appointments, and good care from their walk-in clinic. They also send me to community care for more advanced treatment, colonoscopy, and dermatology. I've used medicare once to get a primary care civilian doctor.

[kelseymundfrom]

So many questions answered in 6 minutes!

[FoundingYouTuber-]

I'm 100% P & T and am Priority Group 1 for VA Med Care. 100% P & T and PG 1 gives me totally free med care, dental, vision care, and audiology services (including hearing aids).

I am in San Francisco so I have access to a major VA Med Center (that includes an inpatient hospital).

When the time came to sign up for Medicare I passed on that because I'm very pleased with the VAMC. (Already had three surgeries, four colonoscopies, and what seems like an MRI every year. Plus I get labs every few months. And of course all prescriptions free.)

Bottom line: I know not everyone has this level of VA healthcare, just saying for this Veteran, I'm good.

[paulwitmer]

My understanding is that the prescription will be filled if you're primary at the VA
Forward to the VA
Pharmacy. The problem with the VA is that you always get the information too late. Nothing is up front in subject to change without notice. Right now you may qualify for community Care but it doesn't include transportation even if transportation is medically required .
Incidentally community Care is not necessarily in your community.

[multitieredinvestor]

I have VA benefits at 100% plus SMC housebound. I am on Medicare with Tri-Care for life. Due to Medicare, I am enrolled in a Cardio course at no charge to me. I also have Care in the community for cardiology, sleep and urology.

[SoulStarLA]

I’m a spouse of a 100% PT veteran and I have CHAMPVA, what Medicare coverage would you recommend, if any? I will be getting parts A and B soon, but not sure that’s enough with just CHAMPVA. Thank you very much for your help!

[MarkM]

I have received excellent care from the VA here in Maryland. They have provided me with top of the line hearing aids, biPAP machine, eyeglasses, and good all-round care. Having said that, I want to know that I am covered in the case of a major illness and may want to go to Johns Hopkins for instance. They only accept their own MA plan. The Mayo Clinic doesn't accept MA plans. So, even though I have VA benefits, I have a Plan G supplement. I am a retired insurance agent and subscribe to the parachute theory. It is better to have it and not need it than to need it and not have it!

[James-wsdu]

I got a supplemental B plan so i can just go to a doctor without referral

[johncarsello]

Have been on Medicare for 13 years and do not have part B - what are some options for additional coverage that the VA does not cover? Adding part B now is cost prohibitive.

[darsco]

i wish i could get the information from someone who was not trying to sell me something.

[dsmith]

Does TRICARE Select count as credible coverage? If I have TRICARE select AND VA priority group 1 medical with prescriptions you still recommend Medicare? Thanks.

[multitieredinvestor]

I get all my prescriptions from the VA. currently am appealing not getting a pricey sleep med from VA.

[ericlee]

We always hear that there is a penalty for late enrolment in Medicare part B .... So, what exactly is that penalty?? I would assume that you pay a higher monthly part B premium.... What is that amount in dollars?

[searchersearcher]

I am 72 and happy with VA coverage. I'm 100% P&T, do I need Medicare part B?

[russellwhite]

What is a low cost part d plan for TN 38371 zipcode

[dmoon]

2:50 do you recommend Medicare Part D for those who also have TFL?

[yrlivgv]

I'am living overseas and can not use medicare so I canceled my part B. Why have a $170 a month from my social security taken out for something I can't use?

[travelguy]

So, I'm a veteran and go to my VA hospital right now. If I don't sign up for Medicare then Social Security won't take it out of my Social Security check, right?

[bluescreen]

The VA also offers Community Care for some veterans and with this you are paying for nothing if you buy medicare. A 100% disabled veteran is entitled to free medical care and there is no need for medicare.