The Only 5 Cards You Need in 2024

#creditcards

These are the only 5 credit cards you need in 2024.

[sebastiansalamander]

What I don’t understand is if you don’t use credit and everything is paid off, then your FICO score goes down. Then when you re-apply for credit you get high rates and then you get negatively impacted everything your credit is pulled. I honestly think the credit game is a joke.

[ranardlafrance]

In 16 years of school this 16 min video is the best advice i've been given. Should of been the #1 thing taught.

[ianerickson]

Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *Future imperative corps* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you Brandon.

[irenespence]

In your journey ahead, may success be your faithful companion, *Future Imperative corps* Your brilliance will illuminate every endeavor you undertake amidst prosperity! May your dreams materialize, guiding you toward a future filled with promise and radiance! Your accomplishments speak volumes about the bright prospects ahead, inspiring confidence in your ongoing journey. Bravo! Your assistance in undisclosed matters is greatly appreciated, and it’s truly an honor to have your guidance. Thank you for your credit contributions.

[cardanofan]

All you need are 2 or 3 Cards
1) Bilt - 1% for Rent (or some Mortgages)
2) Amex Gold - 4% Food and Grocery
3) Capital 1 Venture X - 2% on Everything plus travel benefits
Effective Annual Cost +$104

[knnk]

Got built card delivered today and received a sms that I have 5x on all purchases for next 5 days

[ashbybito]

I got the Bilt last month as well and gave me 5x on gas, groceries, and dining for the next 30 days, which funnily enough, those were the first categories that I used as soon as I got approved for the card 👀👀👀

[Dons]

Or you could go the no fee route:
Us bank altitude connect- travel
Amex everyday - groceries & gas
Ihg traveler - hotel
Discover it - everything else

[scootercrossking]

I got the Bilt card last month and did receive the 5X points in first 5 days promotion, loaded up on a couple thousand dollars worth of expenses during that time 😁

[kaina]

On my personal cards I have the following set up: AmEx Gold, Chase Freedom Unlimited and Chase Sapphire Preferred. For my business I use the AmEx Blue Business Plus and the Chase Ink Business Cash. All I need is premier level travel card (Chase Sapphire Reserve, AmEx Platinum or Capital One Venture X). So I would end up with 6.

[soapa]

Must have been an older video but the rent day bonus cap for Bilt is 1, 000 now, not 10, 000.

[Gemini]

I mainly use two. My Chase Amazon Prime and my Capital One VentureOne

[OjasBhargav]

For the BILT card, I got the 5x immediately, before I even was completely verified. It was amazing!

[jakobharshman]

I got the 5x on the first 5 days of opening a built card. It’s also metal which was pretty cool to feel when I opened the fancy box it came in

[cabusheart]

Amex Gold increasing their annual fee and in return giving it's users a credit to a resy, where most likely you're going to spend a lot more than $50, and a coffee joint that in my opinion good coffee, feels like a bad move all together. Deep down I feel that credit influencers don't like this new Amex move but will continue to push it on their channels. I can see the 'salesmen'/sales pitch that y'all are pushing. I am a current amex gold user but won't have to pay the $325 until next Aug. I preferred the $250

[Jithinjohnson]

Idk about the Amex Gold card… but everything else I guess it’s alright
But the fact that you didn’t mention Venture X is crazy lol

[sarveshgupta]

Got the BILT about 2 months ago, they hit me up with the 5x on first 5 days and then a 2x on base for dining for 30 days

[harshitgupta]

Correction: Freedom unlimited they changed it to $150 cashback after $500 spend

[francisco]

just got my BILT credit card, i’m here to say i got the 5% for the first 5 days :D

[JT]

I have the Amex plat, gold, and Alaska card. Pretty much can get into any lounge and love all the benefits. I don’t care if they raise fees as I like less people in lounges. Value is what you make it and no one card fits all in my opinion.