What If a Debt Collector Validates Your Debt ❂ Verifies ❂ Validation

What id you dispute a debt with a collector and they send you "proof"?
What do you do after you dispute a debt and the collector sends you "proof"?

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What If a Debt Collector Validates Your Debt ❂ Verifies ❂ Validation

[erli]

THIS IS A K I C K - A S S V I D E O ! ! ! Thank You!!!

[InHisService]

It’s insane that the original creditor can write the debt off, receive a tax deduction and then sell that debt to a third party collector for the amount that was written off as bad debt!?!?

[robinsonfamily]

This is the best video I've found to answer how to respond when the debt is "validated". Thank you

[theoteslaa]

Pretty sure this video got my case dismissed, thank you much!

[coffee]

Yo this video was so genuine and helpful to be outside of the box like that what do wonders for confidence and peace of mind

[skipdavis]

this is really helpful! i am being sued, and sent an affidavit, filed it with the courthouse, sent it to the law firm via certified. i have not heard back yet, and was wondering what happens next. now i know!

[kellyherbeck]

I always thank them for paying off my debt. They can no longer report it as a valid debt

[SamplingPercussion]

Hit the collection agency with a CFPB complaint after the first round, if they do not comply with your request. Request to see the un-redacted contract and hit them with an FTC and CFPB again if they refuse to provide and they’ll stop.

[tomashill]

Thank you for the information . I am currently challenging a collection agency for a debt written off as bad debt. (storage facility ). As you have said, their validation letter was the original contract and a receipt of charges that states the debt was written off. Contents were sold at auction. Do I mention that the original debt was written off in my response to their validation letter?

[bennyfromda-bronx]

Thank you for this excellent video. I am in the same boat. I told the collection agency the debt is not mine and to prove it. They got a zerox copy of a statement supposedly from the hospital. But no where on it was the collection companies name. I am going to try these instructions layed out on this video. Thank you again.

[MrFrugalFrank]

Many years ago, I had to many past due debts..Eventually got them to go away using them having to validate the debt.Most really don't have access to that info. Restored my credit and have a couple small debts that will be paid off in a few months..

[calliopivogiatzis]

I would write a response on that letter that says; 1. I have a hardship and 2. Please forward the bill to a charity or foundation to pay this debt

[nowandthenlanpat]

I recived a summons from the Original creditor filed by thier Attorney. The problematic part was the documents had a water mark on them say " Copy " and then in the signature box on the page it was stamped by a computer saying that I signed but no signature was on it. Also it had 2 initial sections but they only had the letters N/A and below that the words " Initials must be present on hard copies " but like I said they weren't there. My Social Security number only had the last four numbers and the same exact thing with the account number. So I asked myself what is wrong with this???

[goober]

That has been written off and I don’t owe the collection agency crap

[HalfManxHalfAmazing]

Just got a call Wednesday from a collector on a medical bill from 2018. I’m I still following these steps. I’ve never agreed for them to share my information with a collections agency.

[irmamoralesrealty]

This is awesome, thanks for the video!

[ChelyLasVegas]

What kinda letter to send the Debt Collector when it passed the Legal statute of limitations? Thanks

[dogone]

i have a couple credit card companies trying to sue me in court, what are the basic questons i need to ask

[MrMr]

I requested a validation letter and a HIPPA release form from a Debt Collector.
In their return letter, they did not provide a breakdown of fees including all collection costs and charges or an itemized bill with a description of every single charge. They did not provide specific services received and the charges assigned to those services.
So, I filed complaint with Consumer Financial Protection Bureau. Their response to CFPB’s Consumer Complaint was that there is a lien.- CCP 360.5 to extend the statute of limitation of the bill for 4 more years. They refuse to provide ANY documentation with my signature acknowledging the lien. Have you ever heard of this? What do I do? Joe

[destincasimiro]

Thank you for the video it was insightful...