Why Does Insurance Pay For Roof Replacements? What Homeowners Owners Need to Know

Many homeowners are scared to use their insurance. But roof damage is no joke. Even if it's "minor." Here's WHY the insurance company covers roof claims for hail, wind, or hurricane damage. Every property owner needs to know this.

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[justincordeiro-vyms]

Great video my man! Learning so much from your youtube videos, keeping pumping content.

[patriotsouthern]

Insurance should pay for roofs to avoid paying for the entire inside of the home next hurricane season, but some companies still haven’t learned that lesson.

[JustPerusing]

Yeah. I wish I'd gotten this information years ago.

[robertmcdowell]

Good information as always! Thanks Adam

[KBELL]

When only a small portion is found to have damages or below deductible…now the policyholder added another claim to policy and jeopardize rates going up or possibly getting dropped from their carrier

[mandocash.]

I bought my first house on Dec 2022 and payed house insurance in full now is March 2023 and i get informed that they send someone to inspect the house also in Dec 2022 before i even moved in now there requesting me to fix the roof or risk cancelation by the end of the year 2023 dont kno what to do

[dennisbrinkley]

Roofs are like tires; they have a wear life. Roof lifespan typically is 30 years.

If your roof only lasts 15 years then you have 15 years of loss depreciation.

That is not normal wear and tear.

What caused the roof water shedding system to not meet the expected lifespan?

The insurance adjuster needs to provide a replacement solution.

[matthewshannon]

Roofing companies don't understand what will happen to my premium. That's why I hate their sales tactics. I totally understand my roof is compromised but I would rather pay for my roof replacement myself than have my rate go up $2000 a year due to a claim.

[davidbaker]

Great content as always! Any videos about being in this business during a recession? How does a economic downturn affect this industry?

[imustbecrazy]

A cat got on my roof and tore up the ridge vent.
Its a 25 yr old roof so it needs to be replaced.
We always have heavy storms and it gets beat up every year.
Full direct sun doesn't help.

[kellykiley]

I tried to make a claim a year ago from hail and monsoon damage. We fixed where the damage was. Now after this last bout of wind rain and it has again damaged the roofing and seeping into the house and is now started to damage the ceilings. I have a 2, 500 deductible and after 18 yrs the roof is in need of a new one. I just can't afford the deductible. We would be willing to do the work ourselves if insurance would pay for the materials I've been with this company for over 8 yrs and the last go around was just a hassle. I'm not sure which way to go after paying 8 yrs for insurance and no claims I'm starting to wonder if it's worth it.

[cristianmartinez]

Hello, I have a question do I as a contractor need a HAAG certification in order to do or start a roof claim just insurances?

[misterdrummings]

Thanks for the informative video. Our roof is only 13 years old and we have leaks. We don't know if they were possibly caused by wind damage or perhaps limbs falling on house, since both have occurred at points in time since we've lived here but with no damage immediately apparent. I just discovered leakage at the point where the roof meets the wall, and water damage to a bedroom ceiling. Also, a couple of small drips in other places. For a roof to fail after only 13 years, do you believe insurance would cover? I have all the paperwork from the roof installation which the previous homeowner had done.

[FAB]

Where can I find actual info about the 10% quarterly increase? I want to use it as a sales tactic.

[ok]

Great information, even for real estate agents to give informed information to your sphere, or relegate any concerns current and potential home owners may have. Thank you!

[louiegee]

i bought a house from 1999 last year roof is fine but it looks pretty thin/old can i use my insurance to replace it or it wont cover because i bought the house like that ?

[cybilcarney]

Mr Homeowner? What happened to Peggy? Great video Adam Thank You

[NinjaGreenScreen_NGS]

Can they replace the whole roofing it if one spot has leaked due to rain which could become more like you said if we don't get a claimed before it happen

[aramostramos]

What if I was denied a full roof claim and they only offered 3800 minus 2200 deductible left me with $1400, should I return the money ? And start all over with another insurance? Does it do any good, to return the money? Thank you

[suv]

Purchasing a new house which the roof is at the end of its life, I am shopping for insurance, if I decide I want to get a new roof in a year or so after purchasing the home, how can I get the insurance company to pay it without them increasing my premium ?