Step-by-Step Budgeting Guide for 2023

New year, new you! It's not too late to get your finance in order for the year. In this video, we walk you through on how you can manage your budget to save more money and have a better cash flow for the year with a simple 4 step budgeting method to help you save more.

What to Watch Next:
🍀I Ordered Same Mixed Rice 5x & The Outcome Was Surprising!:
🌲Is StashAway Still Worth Investing In 2022?!:
🌳I Bought The Same Items From 4 Different Grocers. Which Is Cheaper?:

#mrmoneytv #budgeting #malaysia

-----

HERE ARE OUR REFERRAL PROMOTIONS JUST FOR YOU!
--
【STOCK MARKET】

Invest in US STOCKS 📈 🇺🇸
Check out Interactive Brokers to learn more!

Invest in Bursa Malaysia Stocks 📈
// FREE 7 Days Trial with RM1 per day subsequently

Looking for a news and analysis portal for investors?
Check out Seeking Alpha to get 'em!
New sign-ups will get a 1-year subscription for $99 instead of $239.

--

【CRYPTOCURRENCY】

FREE RM25 when you sign up and use our code!
Code: mmtv1

--

【ETF】
// 50% Discount Fees

--

【UNIT TRUST】
Invest in Unit Trust Malaysia
// Low Fees

--
【OTHERS】

Invest in an ergonomic chair and table for yourself!
// Use my promo code "ENMONEY10" to get a 10% discount!

Invest in YOURSELF 📚
// FREE 1-month trial for first 1000 sign-ups

--

Come say Hi to us at,

🤳 TikTok: @mrmoneytvchannel

For business & job enquiries, do contact us at,

Disclaimer:
This is not an investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial advisor before making any investment decision.

[michelleloh]

Thanks! Your video is helping me to realize I seriously need to set my priorities. I will stop procrastinating now and handle my financial properly 🥲

[ikaikaika]

I personally doing a money management for almost 4 years which are listed in 4 items,
1. Commitment
2. Expenses
3. Savings
4. Idle fund

The idle fund is the extra fund to put in any legal investment such as
1. Crypto
2. Stock
3. Precious metal
4. Online/offline business
5. Reits
6. Bond
7. Cash / Money market

It really help me to survive. Trust in the process. MM is good for everyone to track and manage financial.

Btw, good video from mr money tv

[muhammadhatim]

Thank you for your knowledge, guys please keep supporting this channel without skipping the ads

[prfectsimplicity]

You keep it real. Always love to watch your videos.

[agentmichael]

Thank you for the template! your videos are really helpful! hopefully more people can see it!

[阿財]

Good video! I would like to add another step here. After all of these budgeting and planning steps, there is one more: tracking expenses (thanks Mr money for the correction). Record all of your income and expenses on a daily basis (you can use apps; there are a lot of apps online). After a few months, you should be able to determine your spending habits (do you really spend that much or less?). Then, you can further improve your budgeting plan. Cheers !

[harizkaori]

Just followed you last year and got awareness about financial management since then, 22 years old rn i hope i found your videos sooner. Keep it up n thanks for the tips sirr 🙌🏻

[uncletee]

Would you think that stashaway is a good platform for DCA into SnP 500 for about say 500per month? All I am asking is if i should trust stashaway long term, other platform that I know is not worth to DCA into due to their high fees and conversion rate

[AndersonSua]

Sometime people can also save some small token by just using Credit Card. You will realize that by using credit card to pay for some daily expenses can save about RM50 - RM100 just by using credit card or loyalty programme, is another form of "subsidize" on your expenses.

[ckokloong]

You probably should delete some of those comments which is obvious scam

[babiesviolet]

Credit card is by the other categories right? Cause you would use for Dining and Lifestyle etc

[ikaikaika]

@MrMoneyTv what do you think about savings usdt or busd in binance exchange with 5.5% - 6.0% APR for savings purpose. It is good enough to make savings in crypto ?

[daviemanuel]

Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all, but just how long will It take for us to recover, obviously there are strategies to maneuver in this present market but these strategies doesn't come common to the average folk, or am I better off putting my money elsewhere?

[desemberyenn]

*Car loan 650 + ptptn 250 + credit card 300 = 1200

[ikhlit]

Macam pening tengok camera bergerak2 😅

[windy]

Video anda hebat. pelaburan crypto adalah pelaburan terbaik jika anda melabur dalam platform dagangan yang baik. Telah mengenali Emmerson kurt seorang broker profesional telah menetapkan kebebasan kewangan saya. walaupun penurunan yang saya masih buat dia telah pulih$32600 saya rugi berdagang denganamatur. amat disyorkan

[jeanchew]

Thank you so much for this I have been desperately looking for a straightforward explanation for this 🙏🏻❤️🥹