10 Unique Habits of Extremely Frugal People

When it comes to being frugal, why does that lifestyle seem to come almost naturally to some people? The truth is, it’s not natural. There are systems and habits which allow the extremely frugal to consider when, where, and how they want to spend their money – and be deliberate about it. In this video, we share 10 unique habits of extremely frugal people.

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We're Hope and Larry and we raised our four sons, debt-free, including paying cash for our home (when our salary averaged less than $40,000). For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

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[cathystewart]

My sister lived in a vacation town, what we call in Michigan “up north”. After each weekend she would walk around the beaches and along the edge of the woods picking up cans and bottles casually tossed out by lazy tourists. At Michigan’s ten cents a can return rate, she made quite a bit of change, and helped out the environment.

[maryallen]

One of my favorite memories of my Parents is when after they retired they got themselves a fun night job working together at a local movie theater. They would clean the whole theater after the last movie was over. They found lots of lost money every single night, weekends were the best finds. If they found $5 or more they would turn it in to the management and if no one claimed the money it was theirs to keep. I don't think anyone ever came back and said they lost money. My parents saved all thier findings in a big tin can. They were both always excited when they found money. They always had a story. They grew up during the depression and knew what a penny & nickel meant back then. It all adds up and it sure did. Another bonus was they each received 2 free popcorn & movie passes each week. We sure seen alot of great movies back in the day.
Thank You Mom & Dad. 💕

[esthers]

Maybe I'm wrong but my dad was a single father of 5 little girls for almost 3 years before he married my step mother.
I saw him work hard for the city of Los Angeles as a tree surgeon and later become their supervisor. He would work a few weekends doing side jobs to provide for us.
I saw him paying the Bill's and buying the bare necessities, never living lavishly, never bill collectors calling.
Later as an adult I came to appreciate that he paid his bills but did not get himself into debt and was careful to take care of responsibilities and not spend what he didn't have.
My sisters and I say we never felt deprived. For myself I think it was I learned his behavior and as an adult chose to be frugal, take care of my financial responsibilities and not live beyond our means. At 59 my husband and I are debt-free except for a small mortgage I really feel it was the example my father set.

[rena]

I pick up change all the time. " A penny saved is a penny earned " always goes through my mind when I am bending down to pick up the coin. Last year, just for the fun of it, I saved all the change I found. Found $5.91 total.

[marjiecleveland]

I save change, and it has saved me in tough times! Yes, I pick up change!!

[nenebops]

I'm at the very start of my journey from hoarding to frugality. My initial focus is just getting used to spending less/ not buying anything unnecessary. I've always stocked up as I'm disabled and was house bound for 6 years, I'm slowly gaining a little more independence, but breaking that mentality is difficult. I was always so worried about running out of something and not having anyone available to help me get it. It's very stressful. I hope to become more frugal but I'm starting with baby steps. Videos like this are very helpful x

[katherinerichardson]

Each day I block out time for what I am going to do for the day, and I incorporate in those time blocks to relax, have time with family and work on my hobbies. All work and no play can wear you out.

[ncfarmchick]

One habit I would add is practice contentment. Maybe more of a philosophy but regularly reflecting on your life and seeing the blessings (many of which money can't buy) provides a satisfaction that few purchases can. Beyond the basics of food, shelter and adequate clothing for the season (and, I should add some funds for health care), most expenses are voluntary. If not voluntary, there is an enormous range of what would suffice and what is available. If your needs are met in a reasonable way and your wants are few, you can have a great life with a lot of autonomy and freedom. Thanks for another great video!

[sheilafreisthler]

Yes, I have a change jar!! And I also pick up change! My husband thought I was crazy! I also put any leftover “spending money” at the end of the month in an envelope and use it for purchasing Christmas gifts.

[busyboy]

I DO NOT buy extended warranties. 9 times out of 10, they are not needed.

[pm]

My husband and I have always been frugal, and thus managed to raise three kids plus own multiple properties outright. But we've never budgeted, analysed, counted dimes, or spent very much time at all thinking about it. We've just always said "no" to more things than other people. We don't eat out, buy new cars, take vacations, engage in activities which cost money (sports, fitness, yoga, etc), pay for hair cuts, pay for labour or services we can do ourselves (like home maintenance, car maintenance, home renovations, etc etc). It's all automatic, and we don't really think about it. As a result of having that broad approach (say no to everything with a price tag unless it's essential), we're able to operate without a budget for the stuff we WANT to spend on. We like high quality food, and we love buying land. We do all the other stuff so those two are easy.

[JustCookIt]

Replaced my hot water heater this past year. A)old one not broken but over 20 years old and coils replaced in 2008.
B) unit was in closet in bedroom C) was able to get one in stock before prices went up too much, but this has a 9 year warranty.

Also replaced my a/c unit that died. Did not get top of line and signed the contract before the next increase

And yes, pick up any coins, and Thank God for my blessing

[barbaragatto]

Gosh -- I make my own laundry detergent, all-purpose cleaners, pasta, all meals, sew, knit, etc. Save and pay cash for cars, my last home, etc.

[janetstonerook]

Arrrghhh! I hit a week where my bad attitude took over. It was rainy and cold and I didn't feel well. So I totally derailed for a couple of days and blew my budget big time during that last week in February. Now the sun is back out and I feel normal and frugal again! My take is that it happens to us all from time to time when we are feeling low energy. It had been over a year since I'd gone off like that. Self-forgiveness and dust myself off! 😚

[frugalwithalex]

You are a good example for one more frugal rule: work as a team to achieve your goals. My husband Supports and inspires me to reduce and find sustainable and frugal solutions. And he is happy to eat what I Cook, finding something to praise in a simple soup or bread.

[retrocakes]

Hi Hope and Larry.
I'm from England and my husband and I are both disabled. We are not working and find it so hard to save for up coming events ( birthdays, meals out) and have to say no a lot. What do you suggest we should do to start being Frugal on a low budget.
You are such fun people and I love watching you both.

[anniecharlotte]

I have a quarter change charge and a small change jar. I save all year and use it for vacation spending money. I plan like crazy too. I buy most of my clothes second hand because I live to wear Jill, Talbots, and loft but can’t afford new prices. However, have you noticed how high the prices are going in Thift stores???

[victorwadsworth]

I paid $400.00 for a convection microwave oven for mom that lasted decades & she used daily, one of our greatest values.

[jewelgaither]

I am a time-blocker and a list maker! Even the smallest task is written down and when I mark something as "completed" I feel eager to make my next move and mark another task off!

[peterjpavlov]

My wife has an iPhone. This is only the 2nd one she has ever had since they first came out ! For a while her phone was giving her problems and she was upset because she didn’t want to get a new one. I bought her phone a $30 battery, put it in myself while watching a You Tube video on how to do it and viola, phone works like new again. We purchased our house 4 yrs. ago and it took her 3 yrs. to buy curtains for our dining room. We had a certain style in mind and she refused to pay a small fortune for them. I’d say she’s really good with delaying gratification.