You Need to Save Money!!

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Wow! 69 and no retirement savings and 20k debt. That's awful.

theresab
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Unfortunately there are millions of people in this situation.

nameinaframeindy
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I'm new to your show, I'm going back through your older videos. They are very helpful. You are one of the few people who encourage debt free living!

fightingbear
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As a black man who grew up relatively in poor neighborhood, it always amazes me to hear these stories. I say to myself, "white people actually have these problems?" I guess you can say I was ignorant. I didn't know much about white people other than what I'd read in "The Autobiography of Malcolm X"; that, with the environment I grew up in, manipulated my views of the world usually among racial lines. But, these calls make it clear to me that we're all the same and have many of the same problems.

neighborhoodsofatlanta
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Her "children" should help her with the college debt. After all, they benefitted from it!!!

debrawilliams
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Ouch...that is particularly dire because at 69 there's little to no chance that the income will ever improve. Poor lady dug her own grave, to be sure, but still a bit heart-wrenching.

TheGlideIsHere
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''Save up the paper or don't buy it'' Love it.

soccerchick
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I paid my mom back after college, it was about 10, 000, even though she never asked me to repay.

bestill
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sad. 69 and have nothing to show for it.

chikifree
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Poor lady. $6k?! Shouldn't have retired.

AmericanCheeselouise
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Hope her son, whose college debt she is still paying off is gonna take care of her in a few years.

morlandoemtp
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She calls 20K in debt made the stupid mistake in my 20's taking out student loans. 20 years later...that cloud is STILL over my head, and thanks to Dave, I am learning to dig my way out, even if if it feels like I am moving Mt. Everest with a teaspoon...one scoop at a time.

StormLaker
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Houston we got a problem. That's sad...

pablofr
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People who don't save will always be in financial pain.

carojames
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What a disaster. My advice start selling everything and downsize home.

markg
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"We're retired so we live on a fixed income" so when people make a wage they also live on a fixed income...generally the only way to increase your income is to work more hours...leaving you with less time to enjoy the fruits of your only real way to get significantly anywhere financially is to invest and it appears NO ONE uses this word...hense not many people including me know about this concept

zeelowsguys
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I love you Dave Ramsey you don't understand how much you are helping people l wish l could talk to Dave all the time.

stpeter
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I also think leasing is a ripoff, but $199 monthly is not too bad. My guess is that she puts very few miles on the car. 69-years-old and nothing saved for retirement. Sad. I wonder how that happened?

jvolstad
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I think it's really unfair they are paying for her ''children's'' school debt. They are adults, and should being taking care of that.

soccerchick
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How is she so chill at her situation?
I don't want a car payment even at MY salary and age . How in the world is she leasing a car while retired.... No saving... 3 k a month fixed income...
Oh my god

crow-vzlx