THIS Is How You Become A Millionaire In America Today | May 15, 2024

The Ramsey Show (May 15, 2024)

Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Should I improve the property that I'm renting from my family?"
"Should I wait for my ex to pay off debt in my name that he was court ordered to pay?"
How to know if you should keep repairing a vehicle or if it's time to upgrade
"How do I use EveryDollar with irregular income?"
A caller that finds out on air that he's finally a millionaire
"My boss hasn't paid me the last three pay checks but I'm concerned the company will go under if I leave"
"I have $360k in debt, just found out I'm having a baby, and I don't know what to do"
Rabbi Daniel Lapin joins to discuss his new book, The Holistic You
"I'm restarting my life after a divorce - can I afford to put 10% down on a house?"

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[xvllofg]

Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!.

[YouMissedBro]

I appreciate that even though Dave is a strong Evangelical he is still able to cut off these "ill just pray and God will fix all my problems" people and bring them back to reality.

[meljordan]

We have two Toyota Camrys. Each one has over 300, 000 mi on it. We got them both for free, one from a friend and one from my husband's mother after they both passed away. They still run like a dream and purr like a kitten. No car payments is heaven!

[bonnie]

kudos to those relationships where both spouses are engaged to making their financial lives better by sitting down together and working on a budget.

[sgc]

Worrying about 100, 000 miles on a car that is still running well seems crazy. My car is at 206, 000 and I expect to own it 3 more years. A $1000 repair or even 2 of them is a lot more manageable than car payments.

[MasonKalair]

One lesson I've learnt from millionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $130k of my savings in stocks this year, and I hope I make profits.

[Nardaa-oxbe]

Ladies, you don’t need to borrow $200, 000 in student loans to become a stay at home mom. Billions of women have done it for free. No PhD required.

[kristinsewell]

My Sequoia is the same age as my youngest…18+ years! She’s got about 250k miles, has seen every type of sport equipment, hauled 8 million kids and dogs, and still carries us up the hill to ski. Just put in our 3rd timing belt. Hangin on as long as possible. 😅

[RachaelStephanie]

I love how Dave’s man child voice sounds like Cartman 😂😂

[nathaliebasile]

My fav realization is when a millionaire dad is cool 😎 enough and humble to listen to his son ( and wife) ! Wish you the best !

[dafinashearryturner]

1:05:56 For Denise in Ohio...😢 I was you so much your letter gave me chills! Seek counsel. Stand by your ultimatum. Stay strong as you move forward. I just filed for divorce this week. I am praying for you. ❤️

[threeone]

Pretty much everyone that drives a used Toyota becomes a millionaire simply by saving up their paychecks at their job that pays $50, 000 per year.

[kmng]

I’m so happy Dave identified wants and needs. I hope that helps everyone in the future.😂😂😂

[conspansion]

I sure do like Dave and the way he talks to people

[BlahDeDah]

Ugh the comment on the 100k car. You don’t need an upgrade everytime your cars get close to 100k

[bradellis]

100, 000 miles is a very low mileage if the car is a Toyota or Honda. I just reached 100, 000 miles on my tundra and it is still in phenomenal condition and looks brand new and it will last at least another 200, 000 miles.

[heyitsjujuu]

I'm 32 single parent. No car payments, bought my car used and driving it for 7 years. Hybrid Sonata beats any BMW out there.

[striperkid]

I listen to this show and I feel so much better about my Some people are really out of touch with debt.

[wtech]

Dave’s reaction at 1:29:20 when the caller says his wife is 23 and they’ve been married for years is hilarious 😭

[aroundthehouse]

I drive a 2001 chevy silverado. Right now it has roughly 284, 000 miles on it. Its 60.4 miles round trip to my work. If i drive it one more year, which i truly believe it will make it that far and even past that, i will have a little over 300, 000 miles on it. A 100, 000 miles is nothing. If you take care of the car, it will last.