Type of Insurance and claims | R15 v3 claiming Insurance

What are the types of two-wheeler insurance in India?
There are three primary types of bike insurance plans in India:

Third-Party Liability-Only Bike Insurance
Standalone Own Damage (OD) Bike Insurance
Comprehensive Bike Insurance
Third-Party Liability-Only Cover: In India, the Motor Vehicles Act specifies that a bike should be insured for any liability that might arise due to any loss or damage suffered by third parties in an accident caused by the insured bike. This type of bike insurance plan is popularly called a third-party bike insurance. Under this policy, if the insured bike is responsible for causing an accident, then any damage to the third-party vehicle and injury or loss of life of the third party shall be reimbursed.

You can see that the third-party liability cover does not include loss or damage to the insured bike. In any accident, the insured bike could suffer some damage and the rider of the insured bike too could sustain some injuries. In order to meet the expenses of the insured bike, you should purchase either a standalone own damage policy or a comprehensive bike insurance policy.

Standalone Own Damage Cover: An Standalone Own Damage Two-Wheeler Insurance policy is a type of bike insurance policy that covers the damages caused to the insured two-wheeler. It covers damages caused by natural and man-made calamities, theft of the bike and total damage of the bike (damaged beyond any repairs). However, this policy does not cover any third-party liabilities. As a result, this policy can only be bought together with the legally mandatory third-party liability cover.

Comprehensive Two-wheeler Insurance: This policy, as the name suggests, offers comprehensive 360-degree protection not only to your bike but for you as well as against any third-party liabilities. A Comprehensive Bike Insurance is a type of two wheeler insurance that offers an own-damage cover for the insured bike, coverage against any legal and financial third-party liabilities and personal accident cover to the owner-driver. Additionally, you can get targeted coverage against specific circumstances by including a list of unique add-ons with your policy. The popular add-ons are Zero Depreciation Cover, Roadside Assistance Cover and so on.

[igorgasin]

Felicidades, es un buen ejemplo. 435 sentadillas son unos Kimmy-jka.Monster muchas y un buen ejercicio. Se deja ver que hay muy buenos resultados 😍👍 Saludos desde la Cd.. de world 🌹😉💖 los mortalest abian apreciado tan hermosa mujer.k