CGL: Occurrence vs Claims Made on the Insurance Exam

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.

With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.

Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.

If you love ALL the fun details and back story...keep reading.

In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.

My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)

Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!

I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.

I would love to help you secure your pass!

Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

[aniladaily]

Passed my p&c test today. Thank you a million times. ❤️❤️❤️

[johnnyekweonu]

Passed my property and casualty exam for Maryland today. I've been watching all your videos as well as reviewing my exam FX study guide. Thank you for breaking down the policies and terminology in layman's terms. This was a great help!

[craigw.]

THANKS Melissa!!! I have always had the hardest time understanding these terms, but you broke it down in a way I will not forget.

[ptpqzmy]

Literally obsessed with you. You are an amazing teacher and helped me pass my property and casualty exam. Cannot thankyou enough!!! Found you on tik tok definitely a sign from GOD!!!

[ghoztgirl]

I love your energy and how your lessons are easy to follow through with. It helps me understand everything better thank you queen!

[brittanyschofield]

you are so hilarious, love how you can laugh at yourself. Id be lost in my studying without you. I'm in CO. testing tomorrow

[isabellamolinari]

I failed my P&C test two days ago, I wish I found you earlier! I've already found so many of videos helpful and now I'm pumped to re-take my exam! Thank you so much for all your videos.

[ajuaj]

Hello Melissa, I'm from Texas. I'm planning to take my insurance property and casualty exam by the end of the month. Wish me luck. I have been listening to most of your videos posted in YouTube and it helps me a lot and gaining some important information that I need to study for the exam. Thank you so much for your great effort. God bless you.

[anikaried]

Taking my P&C test in Michigan tonight ive watched so many of these over the last few weeks!

[ShelbyWells-pkei]

Taking my P&C exam tomorrow in AL am super nervous i just found your page yesterday but its all making more sense now!

[rwuthenow]

Hi Melissa, I'm going into a profession where I'll need malpractice insurance and, like millions of others, I know very little about insurance. Thank you for putting in the effort to share your knowledge with the rest of us! It's very much appreciated!

[AutumnsGWPJourney]

Thank you for these videos, I appreciate you. I haven’t taken my test yet, but I know with your help I will pass my test.

Thank you!

[arixsho]

Love your videos🤩 and how you explain everything I’m taking the Illinois Casualty Insurance exam

[LoveSingsMe]

Pennsylvania’! I’ve watched all your home/dwelling/pap videos and they helped so much, now onto Commercial stuff

[courtneymcgehee]

HELLLLOOOO! I'm loving all your videos. I am scheduled to take my P&C exam on Friday, I am from VA and I need all the help I can get!

[bradysheppeard]

Upcoming test for Oregon in a week! Your videos have been tremendously helpful when studying!!

[yvonne]

Have my test today, in an hour, in New Mexico. Thanks, your videos are perfect. I was struggling with this concept ❤

[EVILELVIS]

Thanks for doing a video on this! Currently trying to get 220 General Lines in Florida. There is like a 60 day period after the policy expires that a claim can be made. The whole which policy pays using retro dates etc etc is kind of kickin my butt

[blakely.williams]

Hi! I take my exam on friday and am taking the test for Oklahoma! I would love to know what I should really focus on! Your videos are the only thing teaching me that works!

[hcadriel]

I'm taking P&C in Alabama November 30th. Love your channel!