The ULTIMATE Credit Card Setup for 5% Cash Back on EVERYTHING!

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[pishposh]

Most of us would be set if only we all could get like a dozen citi custom cashes

[tsmatmap]

Hey, I was just notified of this video! This is my reddit post. Thanks for featuring my setup!

[terrelmoss]

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[ShannonLeeSD]

Fun video Ben. Tbh my cash back card setup is slowly morphing into what you just showed here as I keep seeking the sweet 5% rate for everything. Cheers!

[jaiprakash]

I am from india.. i have sbi cashback card flat 5% cashback on all online payments… purchase giftcard from 3rd party and saving average around 8-10% almost all categories

[ab]

I dont know

I think he needs a few more Custom Cash and Cash+ cards

[Adiscretefirm]

Ducks Unlimited is one of the biggest and oldest conservation groups in the US, they buy up wetlands to preserve duck habitat.

[anandr]

Blue Business Cash evolves into Ink Business cash by the end of the video 😂

[PhoenixSniperTTG]

Pretty similar to my setup! I have 2 cash+ cards and I'm about to get my second custom cash, I also paired those with a rewards+ to give it 10% more value. I also have the Chase and Discover rotating category cards so if they cover a category then the custom cashes can be reconfigured as needed like for a yearly gym membership.

[warrenescalona]

Hi 👋 why not the AAA Visa Signature 5% grocery and not annual fee 😮

[russellstewart]

I love your content. It has made huge difference in my life. Keep it up.

[AshleyOliviaDaCosta]

Sounds like this person has airbnbs because furniture stores and home improvement stores sounds like us when we did that biz.

[TobyMayne]

Or you know. Don't go out to restaurants so often you'll save more ....

[OfficialMichaelGlathar]

Great video! Fun to be able to watch some of the different 5% cards out there, especially that 🦆 card at the time it was 5%! Enjoyed it very much and hope to be able to get myself 2-3 custom cash cards or cash + cards myself! Pretty crazy that person had three of both!

[DuhIdiotMoney]

The first search result for the Kroger card indicates it also gives $0.25/gallon off on gas (!) at Kroger fuel stations. I didn't dig to see if that's still a thing. And it wouldn't help me much anyway, as I'd burn around $6 in gas round trip to the nearest such station and don't have at least a 24-gallon tank to break even.

[sachanprusty]

I have 4 Citi custom card:
1 for restaurant
1 for gas
1 for grocery
1 for transit

[smashit]

My setup:
US Bank Cash + [Visa]($0) - 5% Utilities
Blue Cash Preferred [Amex]($75 annual fee)- 6% Groceries
Chase Amazon Prime [Visa] ($150 annnual fee)- 5% Amazon
Citi Custom Cash [Master Card]($0)- 5% Restaurants
Citi Custom Cash[Master Card]($0) - 5% Drugstore (2nd card wife's)
Citi Costco [Visa]($150 annual fee) - 4% Gas
Capital One Venture X [Visa]($395 annual fee) - Costco and catch-All

I wish there was a 5% for Costco instore purchases.

[awash]

The citi custom cash card is only 5% in up to $500 in your top category each billing period. Current economy makes that too easy to surpass for gas, groceries etc….

[bethearl]

WOW. this is the best video out there for us who are trying to max rebates. Thanks

[AndysCreditCorner]

This setup is very “niche” with all of those store-branded cards. I wonder if this person could be a good fit for the U.S. Bank Shoppers card if they’re loyal to all of those stores. The Kroger card is indeed a sleeper with that mobile wallet category. Also, no Chase Ink Cash card?