Travel Insurance for Nomads: SafetyWing VS. Genki Insurance

Are you heading abroad soon and wondering which is the best travel insurance for nomads?

Get a SafetyWing Quote:
Get a Genki Quote:

If you’re into doing more adventurous activities during your travels then you might want to check out World Nomad’s Explorer Insurance.
Get a World Nomads Quote:

Whether you're a digital nomad or traveling long-term, you need to make sure you're covered with some type of travel insurance. Not only do many countries require travelers to have insurance, you'll also want to have this coverage in place in case of unexpected illness or accidents.

In this video, we compare SafetyWing’s Nomad Insurance and Genki’s World Explorer Insurance.

We also share what each company covers for Americans when traveling back to the US.

As we mentioned in the video, it’s really important that you read your full policy before you buy insurance to make sure you understand what’s covered.

Learn more about each insurance company and get a quote:
Get a SafetyWing Quote:
Get a Genki Quote:
Get a World Nomads Quote:

Thank you for watching! :)

We hope you found this video useful. Stay tuned for more videos about the Digital Nomad Lifestyle!

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In this video:

01:08 - What is SafetyWing?
01:27 - What is Genki?
01:50 - Who is Covered
02:23 - Length of Coverage
03:15 - Deductible
04:21 - USA Coverage
05:20 - What is Covered?
06:04 - Dental Coverage
06:24 - Sports!
06:58 - What is NOT Covered
08:04 - Waiting Period
08:35 - Visiting Your Home Country
09:00 - US Citizens Visiting Home

*Note: The links in this description box may be affiliate links. That means we will receive an affiliate commission if you book through these links at no extra cost to you.

[rxqnfud]

Genki team should know that this video is the reason I decided to get my health insurance for me and my wife here in Mexico, thank you both!

[HNDevelopments]

How does this not have more views! Exactly what we was looking for. We read all the small print but thought we would see if anyone had summarised it.

Spunds like Genki really is the best choice.

[FrugalTravellers]

Another great video, thank you... and you nailed it with the impromptu adlib 👏😀 ~ Mandy

[CW-rlhm]

Hello you two, good to see you are still out and about in this big world. (I met you both during your time in Cambodia). I felt I should point out that when your SafetyWing policy expires after 364 days and you get a new policy ANY problems you had when covered by them the previous year(s) are now pre-existing and no longer covered. So not the best policy to have if you do run into any medical issues and are a long-term expat. (I read about this in some reviews and then did confirm it with SafetyWing).

[jackoneil]

Thanks for the info. I've been shopping for ex-pat insurance and will check it out. I'm seeing some quotes between $500 to $1000 a month for people pushing 60'

[BetterNeurodivergentTravel]

Thank you for this! I need to dig into how they define 'home country. I have a foot in the US and UK.

[digital_nomad_english]

Thank you very much for such an informative video. The only thing I still can't wrap my head around... Should I read the fine print? lol

[ThePathsBeyond]

I checked the terms and conditions and enquired with both companies and I'm afraid to tell you that they both consider pre-existing any condition developed during the previous contract with them. This means that at the renewal they will either refuse or raise the prime if the nez condition developed requires expensive treatments or medications.

[edkelley]

Just as important is dispute resolution and choice of law provisions contained in the policy. All the promises to pay sound good, but what if they decline coverage? Many policies contain mandatory arbitration clauses. This means you can not take them to a court of law. I have seen some polices where the language includes "if we agree to arbitrate". In other words, they will arbitrate if they want to. And if that isn't bad enough, look for provisions where you have to arbitrate in Texas or some other distant state. Finally, choice of law: There is a good chance that the law applied to your dispute will not be the law of your state. Some policies apply the law of Bermuda. Do you really think you are going to get paid if they don't want to pay?

[chriswyatt]

Looking now safety wing has had a price increase. I did a brief look a few weeks ago and it was 40 odd $ now it’s saying approx $57. Think I’m going with genki for the price

[raymondlowon]

Just got a quote from Safety Wing for Health insurance $550 per month, im 62. received another quote for $300 from another company. Guess who im going with

[ig]

Do you have any experience of claiming an insured event? And how did it go? More interested in Genki

[Ben-rzcf]

Genki is a fucking nightmare and i highly discourage anyone from getting it. Had a pretty decent time with safetywing travel insurance but switching to genki was a HUGE mistake.

[alessio]

Safety wings is the worst you can get . Never refunded me nothing in 4 trips providing witness, receipts and documentations. DO NOT GET IT