Build A BTL Property Portfolio From 0 to 10 In 3 Years With £30k

I show you my blueprint on how you can build a buy to let property investment portfolio from zero to ten properties in 3 years starting with only £30k.

🏘️ Property Accelerator Program 🏘️
Learn how to build a profitable property investment portfolio from scratch using the strategy in this video! Build a passive income, that has the potential to replace your earned salary, starting with £40,000.
Use coupon 100OFF to get £100 discount.

Add Me on Instagram 👍

👉 Links mentioned in the video:
Top UK Post Code Yields - Use Property Data to Find High Yield Post Codes:

❤️‍🔥 FREE Shares up to £100 Trading212
Create a Trading 212 Invest account and use promo code: 11PWCVs3ON

eToro Invite A Friend 😃

I walk you through step by step, how I plan to buy each buy to let property from the first one to the tenth. What I would expect to make as an income from it as an investment, and how I then would be able to go from owning 1 property, to 10 properties in 36 months.

The strategy starts with identifying properties to fix up as you can manufacture your profit this way. You can start with as little as £30k and find a property in Nottingham area for around £80k to £120k that could then be sold for around £160k when refurbished.

The other key approach is to buddy up with a like-minded property investor who would like to get into refurbish/development projects.

I believe this approach can be done while working a full time job, as I'm allowing 6 months for each refurb. The plan is to avoid doing anything structural to avoid planning delays and additional costs.

👉 Links mentioned in the video:
Top UK Post Code Yields - Use Property Data to Find High Yield Post Codes:

UK Capital Gains Tax Allowance

#buytolet #brrr #propertyinvestor

[lukejennings]

The best thing about your channel is that your calm and not shouty, it’s refreshing. I watch everyone and you have all the info in a great delivery

[tomroberts]

Great video, thank you! The 'low interest rates' mention didn't age too well mind you 🤣🤣 awesome content though, thanks so much! Out of interest, has the rise in interest rates eroded all of your profit? BtL is v tough in the UK now with higher interest rates!

[brandenrogers]

great video just subbed, just wondering how the heck do i find investors, just at networking events etc?

[Loopyloupy]

Thanks for the great video. What kind of mortgage do you personally refinance with? Interest only or repayment?

[CTMMOYT]

Brilliant video, so much insight :)) can't wait to buy my first BTL

[andrewboy]

Love it! Would you do these 10 properties on your name or setup a company?

[RichieFranklin-yqkk]

I appreciate your video very informative 🤝

[SPSNW]

Great vlog Steve. I'm a beginner hoping to start up very soon 🙏

[SiBa]

Love your videos Stephen! My plan is to watch them all❤ real estate is something that’s really interest’s me so much in UK, I’m looking to start my first BTL soon but I do need to buddy up with someone. Any suggestions where I can meet people with similar mindset?

[mayankpatel]

Hi Stephen, just seen your video and keen to get started and evolve on my property journey.

[trackcapital]

Hi Stephen, thanks for including our research and link in the video, we hope it was useful! Great content 👌🏻

[rajmalhotra]

Hi Stephen, I do like your YouTube video and very insightful Question? I"s it still worth applying for a BTL mortgage with the current increase in interest rates and decrease of BTL mortgages from the banks and lenders?"

[swamibrahmavadin]

Thanks for uploading.

Do you doing mentoring or coaching?

[rdtonefromthesun]

I know every property is different but surely you need to budget 10-20k to refurb a property if contracting someone to do the work?

[derekbaskerville]

Thank you for sharing, but In hindsight, the theory does work. But this is Britain. Most lenders would be 75% LTV. I do know some lenders out there would consider 80% with hefty fees and interest rates, which in turn kill the cash flow. The good old days of BTLs, I think, are dead.

[mattwest]

Really interesting Video with some great insight into a Buy-Refurb-Refinance-Rent strategy. However, as an investor of 7 years who's done 5 refurbs and has a portfolio at £1600pm net. I have some points for people to consider - not necessarily criticisms but certainly, things people less experienced should consider, as this process is oversimplified to some degree:

- Simple BTL can be done relatively easily remotely using a local agent however the same can't be said for renovations, you'd likely need to relocate to the selected area or renovate in your local area which may not have such favourable market dynamics
- Can't get a mortgage on an auction property as it's unlikely to clear in the 30-day completion window; so would need bridging finance which is £££ (especially the case if buying through an LTD)
- I'd say it's unlikely you'd get a joint venture partner agreed on the back of 1 renovation's worth of experience
- Running 2 renovations alongside a full-time job is a crazy amount of work even for an experienced investor!
- Exiting each JV deal with 50% of the profits is highly unlikely enough money to purchase a replacement property for your portfolio that cash flows
- This video also assumes multiple refinances but that's not going to happen if using a fixed rate mortgage, so you'd need variable rates with no repayment charges or bridging. Bridging is expensive. Using mortgage (long-term) finance for these short-term projects is likely to get you blacklisted by lenders.
- In the end, you point out you'd only likely own 5 or 6 of these properties (optimistic) but based on that they'd each need to yield £430 pm net to hit your goal of £2600 per month, or 67% higher than was demonstrated in the video, which isn't impossible but is certainly more of a challenge and requires a favourable market
- Finally, this strategy is much harder to do in a strong market so it is quite dependent on external factors. Luckily the market is cooling off at the moment which makes this strategy more viable.

Great content though keep up the work! :)

[dlc]

Could you do an update please? Would like to know how you're navigating the high interest climate

[turboelephant]

This was good stuff, most of the people I see doing these sort of videos are complete bellends, but you explained that clearly and made good sense. 👍👍

[bc.training]

Am I missing something? Surely if properties 2, 4, 6, 8 etc are done with someone else and sold - they aren't a part of the portfolio and wont add any MRR? Not sure if I have missed something on this

[TomRyanElliott]

Great video. Just a quick question, how did you find the first people to help you with repairs, etc. When buying a property that needed some work? I'm similar to you and not the best hands-on builder 😂. Do need to start practising over time. Any advice would be much appreciated as I've found a brilliant property in Crewe that needs some work. If you have any good suggestions, I'm tempted to move forward and purchase the property and start on the buy-to-let ladder