Buy-To-Let mortgages uk... Are they worth it?

Buy-To-Let mortgages uk... So are they worth it? In this video I will be breaking down what Buy-To-Let mortgages uk are, when you should need a Buy-To-Let mortgages uk and why we should or should not use Buy-To-Let mortgages uk. Do you have a Buy-To-Let mortgages uk how was it for you, are you looking into getting a Buy-To-Let mortgages uk, if so did this video help you?

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00:00 - Intro
01:24 - Rental Coverage
04:00 - Example
08:58 - My properties
09:20 - Free Gift

[ashleynevers]

Inflation vs interest..also could u do a video about the refurbishment team .what and who is good n who is shit ..also any tips feel free to chuck them in mate 👍

[AfterEveryGunshot]

Inflation vs Interest!! Yes please!! It's a fascinating topic and I'd love to hear your thoughts on CPI inflation vs circulating monetary supply inflation. From a fellow PE member

[BealyRS]

inflation vs interest

love the vids :)

[NateDogg]

Inflation vs. Interest please.

Thank you. Very insightful video :)

[holycowbmxman]

Shrinkflation, Cadbury creme eggs shrunk in size and the multipacks went from 6 to 5! Was a sad day when that happened 😞

[ivanandjelkovic]

Hey Jamie! Thanks for enjoyable and useful video which I've just watched today. I am very interested in your BTL Free Guide. Is it still possible to get it?

[acxezknightnite]

Inflation vs interest - I think I get it, but I’d love to see your analysis anyway!

[liamscott]

Can you explain the pros and cons of property investment through personal BTL vs a LTD BTL? Or have you already got a video on this?

[TF-mcyj]

How can maintenance, tax on rental income, management fees, legal fees and stamp duty not be included here? That would completely remove the £7200 profit over that time period. All you’re left with is debt, lost time/stress and opportunity cost. Then if you ever want/need your money out you are heavily taxed again.. cash flow is obviously important if you never sell your properties. If you have £30, 000, put £20, 000 in a tax free Global index funds and enjoy the compound interest until BTL starts being financially viable again and enjoy watching bargain house prices appearing in the next few years with money growing risk free at 10% and easily accessible at anytime tax free. Or if you want risk 75% leverage your cash on the S&P 500, it’s a 30% return with zero effort and the same level of risk as buying 75% leveraged interest only property in an impending housing crash with worse interest rates in decades.

[JayB]

Thanks for the video. I have a question. My Gf has proposed I live with her in her house that is owned and wants 800pm. However, I want to own a property and the rent will not go towards my equity. If you were me, what would you do?

[florencekanaiya]

Thank you very much for an easy to understand video.

[alessioscannicchiofirst]

Inflation Vs interest. (Thanks) is all about taking the risk to do it, because as you said they "pay us" to take on the risk. The game of inflation Vs interest is not easy but I believe is the game that we will have to play to make money now.

[ankitarora]

Inflation vs interest. Kindly do video for better understanding of the topic

[sparkymmilarky]

But what about tax? Take another 20% out (if you're lucky) then another 10% for agent fees (if you're lucky)
Then maintainence costs

The majority of BTLs are not generating positive cash flow at 6.5% rates.

Why do this when you can get 5.5% return in a ISA with no risk?

I am going to wait for rates to get below 3% before i do BTL again. My current one is fixed at 1.8% until 2027. Hoping rates are below 4% then

[Rozzylous]

Inflation vs interest, please.

Just got my MIP on my first bricks and mortar buy-to-let and I'm beyond excited to start leveraging money 😅

[SuperHaha]

Should one repay the interest only mortgage? If you dont then Isnt there a risk that when you come to renew your mortgage in 2 years, the lender may give you a higher rate then before and now you cannot make profit from the rentals? While if you were to keep paying the mortgage down each year its better as you still make some profit? Especially nowadays as the interest rates are high and will remain at highlevels for a good few years and never going back to 2% level?isnt it better to keep your loan amount lower to make some profit from rental income?

[timduck]

buy a hotel and rent the rooms out to the Government to house illegal immigrant's. Easy money!

[zedooncadhz]

Can you just buy a 2nd house then rent it out as a private landlord without declaring it as a buy to let?

[prakashvisits]

I’m curious to hear you’re from which part of UK? 😅

[juanesteban]

Jamie one video talking about all the considerations, tax, inflation, etc would be much appreciated.