Understanding Buy-to-Let MORTGAGES in Simple Terms

Understanding Buy-to-Let mortgages can be a tricky process if it is a new subject or you're new to the property industry! This video about understanding Buy-to-Let mortgages is here to help you get to know everything about understanding Buy-to-Let mortgages in the simplest of ways! Let me know if this video about understanding Buy-to-Let mortgages has helped you and your understanding of what an understanding Buy-to-Let mortgages are!

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00:00 - Intro
00:20 - Market Fluctuations
01:42 - Inflation
04:12 - Property Management
06:45 - Liquidity
08:50 - Regulation Risk
10:20 - Section 21

[MathsByAsh]

Lovely video! Please do a video on how I could purchase a Buy To Let through a LTD in today’s market. Do the same principles apply?

[RahimBah]

Great breakdown! Clear and concise explanation of buy-to-let mortgages. 👍 #PropertyInvesting #RealEstate

[RahimBah]

Clear and concise breakdown of buy-to-let mortgages! Great job simplifying a complex topic. #FinancialEducation

[megaadidas]

Great videos! I was wondering would it be a good idea for a parent to gift their house to their child, and the child (an adult) would buy to let another property as well as rent out the property that they were gifted. Is this doable?

[omo]

Great video, I had a question like your £800 rent example. What about taxes? I know it’s dependent on income but now that you have to pay up to 40% taxes. Will the banks not factor that in? Or are there ways to make mortgage tax deductible after the new law

[nawal]

I didn't understand what you mean by "mortgage is interest only, you don’t have re-pay the debt at any point, carry on refinancing and never pay the debt".

What does carry on refinancing mean? The debt has to be paid if the property doesn't have a tenant no?

[seanmallard]

First thing credit score and insurance on the property tripped me up the first time

[Thatsamorehouse]

Really great information. Nice vocabulary 👏 👍

[rodolphodecastrorodrigues]

is it possible to pay for the property on the side using an interest only mortgage? Is it possible to send the lender everymonth an amount to pay for the principal of the property?

[laurarobinson]

I have what my bank is calling a consumer buy to let, is that any different?

[victorhristov]

Thank you! The last example (£200K property with £150 mortgage works like less than 4% return on investment. What in your experience is a good return? I think 10% is where we need to be give or take a little. I don't count possible increase of property value which is always welcome but that can go both ways. Cheers

[Km]

Thanks it was helpful … can you share which area to focus on for BTL as I am just starting
Thanks

[TheWinDoh]

Hope you don't mind a question - currently remortgaged on a £300K house, my girlfriend recently has completed her house and so we have 2 houses. I have £180K left on my mortgage and it is in a city. I am thinking of renting my house out to live in hers. Is this recommended or maybe better to sell mine and port over? Thanks, awesome vid super easy to follow!

[ArthurShelby-PB]

I wouldn't say this was explained in simple terms. I managed to understand a few points from what you were saying

[rudrabarathan]

Hi Buddy, can you please explain how to work out Yield! Many Thanks.

[lilneets]

I want to buy my council property. £60k on Buy to let. I have 10k deposit. But I am unemployed, and on benifits. Do you think I would get a mortgage? I'm a full-time carer for a relative who I would go and live with. I don't want to lose my home, hence wanting to rent it out. Brill video! ❤

[georgerogers]

I am downloading landlord my next stage starts😊😊

[alantrickett]

Can I get an interest only BLT mortgage on my garage conversion if I have retired and living off my private pension.