Beginner’s guide to buy-to-let mortgages

Confused about buy-to-let mortgages? We'll break it down for you! Join us as we explain the process, requirements, and how to secure the right mortgage for your needs. Say goodbye to confusion and hello to confidence in your property investment journey.

Watch now!

Links mentioned:


0:00 – Intro

0:40 – The power of mortgages

1:32 – It's not about you!

1:59 – Can you get a BTL mortgage?

2:50 – How much can you borrow?

4:41 – Should you pay it down?

5:50 – Why interest only mortgages are amazing

6:48 – Fixed Rate vs Variable Rate

7:55 – Rob's Top Tips

9:37 - Outro

#propertymarket #mortgages #buytoletmortgage
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We’d love to hear what you think in the comments below. You might even have a topic you’d like us to cover in the future - if so, comment it below.

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[lukhinman]

Thank you for the informative video! You mentioned banks do stress test of 6% of LTV. With the current high interest rate situation, should we expect a higher percentage now? If there a formula for the stress test percentage? (exp: x+base rate?)

[Oakiiee]

If you already have equity in a property and are wanting to change from a residential to a buy-to-let then...

A. Do you need a deposit?
B. If so is the deposit 25% of the houses value or remaing mortgage cost?

[szhvpqf]

How do you make your room lighting purple background? It's so pretty and calming =) Thank you for your posts.. LOVE your videos! Very useful!

[cryptochannel]

Great video.
Very informative.
Do you do deal packaging courses?

[philrosenberg]

Might be worth knowing that in my experience, if you use a variable rate or a fix of less than 5 years, the lender may do a stricter stress test at a higher rate which may reduce how much you can borrow.

[Babavose]

Isn’t you paying the interest monthly
Why you don’t calculated in the cost

[mohsensalimy]

Can you still make a profit if you rent out a property

[carraghmartineau]

Looking to buy a property where the mortgage is likely to be higher than the rental income. Or at least on par, due to current interest rates. Will this be an absolute no for mortgage providers? Does you personal income play a part, if myself and my partner have high incomes that would more than comfortably cover the mortgage should there be no tenant for any amount of time and my equity in the property is 35%.

[LisaStables]

The link didn't work for the free mortgage calculator?

[coolboy]

Sorry to tell you this. It’s not the banks money the banks are using, it’s the people’s money in banks the banks are using .

[JM-tmhb]

I notice you don't say how many properties you have. Why should trust your advice?