Extreme Frugal Minimalists Plan to Retire by Age 35!

This couple from Vancouver, BC is planning to retire by age 35! They live an extremely frugal, minimalist lifestyle that allows them to save more than 65% of their annual income. For the past 7 years, they’ve been investing their savings in index funds and they hope to live off the interest generated from their investments when they retire in a few years.

To follow their early retirement journey, check out their blog, Incoming Assets, here:

Although early retirement isn’t accessible to everyone, we do think that what Stephanie and Celestian are doing is interesting because frugal lifestyle choices could help make some financial goals, like getting out of debt, easier to achieve.

To keep their expenses low, Celestian and Stephanie live in a cheap apartment, they don't own a car, they cook nearly all of their meals from scratch, they buy secondhand, they do DIY or cheap haircuts, they use the library for books, movies and games, and a lot more.

We hope you enjoy meeting this inspiring couple and please share your own money-saving tips and hacks in the comments.

Thanks for watching!

Mat & Danielle

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CREDITS
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Music & Song Credits:
All music in this video was composed, performed, and recorded by Mat of Exploring Alternatives.

Editing Credits:
Mat and Danielle of Exploring Alternatives

Filming Credits:
Paul Dussault

Travel Photos provided by Celestian and Stephanie from Incoming Assets:

[pitaariel]

I don’t think that they’re extreme at all, the fact that most people could believe that their live style is extreme explains the absurdity of the consumerism phenomenon.

[moniponi]

Your lifestyle is considered to be a normal life in the country I live in. And in yours, it's frugal... You even travel twice a year. That is a good life.

[lebimas]

Their biggest secret: no kids. Kids are one of the biggest expenses for most households.

[msmoorad]

these ppl are not extreme in their saving and frugality- its just that most westerners are extreme in their wastage and senseless spending

[Raymondjohn]

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

[ImOldandSoAreMyBooks]

I’ll say one thing, these two are meant for each other. They seem to be on the same page for most things in their lives.

[tonycodolo]

the biggest advantage of not being in debt is that you have CHOICES.

[sweetsexzything]

What I like about this couple is even if they're frugal, they don't sacrifice the quality of their life. They still live in a decent home, eat really good food and travel. They're just not materialistic. Something I would like to adapt for myself.

[nino]

an old common saying in Italy says: "to those who want nothing the little is more than enough!"

[albertoortega]

This girl’s eyes radiate true happiness. I’m so happy for them.

[AlMai]

A lot of people here might not know that Vancouver is one of the most expensive cities in the world to live to this is actually quite an impressive thing

[thefollowing]

Nice couple they arent tied to consumerism. They are happy together. That makes the difference.

[JanetJASMRish]

I stopped getting my nails done and I’m proud of that. One baby step at a time. 😊

[TheRoseAlchemist]

I also noticed they don't have children. That seems to save a lot of expenses too.

[michellegousios]

Boy I'd give ANYTHING to go back to my younger self and advice myself to save save save They need to teach this in high school

[kauigirl]

They need to make a YT channel to vlog their journey. Bring in more income. I think the channel would have a ton of followers.

[jadiecook]

Off topic but I really admire so much about this chick!! She seems so comfortable in her skin and so confident and happy! Me realizing I have lived my life wrong :(

[danifarago]

These are two people who have completely free souls. They just want to retire early to spend as much time as possible together and experience everything life has to offer.

[samanthaecotothermia]

The comment about cooking everything from scratch is absolutely true. It's so much healthier and less expensive

[rubylace]

I wish more people were into anti-consumption. I don't get some of these comments. It's not selfish to avoid spending money on things you don't need.