FINANCIAL MINIMALISM ~ mortgage free + frugal living

#minimalist #minimalism #minimal #finance #budget #frugalliving #savings

In this video we're talking all about managing money as a minimalist. The first step in your financial minimalist journey is determining your goal. Do you want to travel, get out of debt, be financially independent, buy a house? Your goal should determine your path today.
My financial goal is to pay off our mortgage. This will also be a great investment for our retirement. When you don't have to pay for your housing you can live with very little money, especially with our frugal minimalist lifestyle! 😊
We try to eliminate many items from our life and be critical about what we want to spent our money on.
We also try to cut down on expenses like food and cleaning products by growing and making them ourselves. This is not only a cheaper way to live, but it's also a fulfilling way to love. Being happy is far more important than earning a lot of money. I'd rather work less and have a pleasant daily routine than working many hour and spending a lot on experiences and holidays.
I think it's important to choose things that you like to make yourself/swap out for a diy version. If it's not fun you're not going to stick with it.
Most swaps are not only a financially better option, they are also a more ethical and environmentally friendly option.
Living a financially minimalist lifestyle has really grown on me. It makes me feel good and I'm always excited to learn new things and try out new ideas.
Thank you so much for watching! ❤️

If you like my content and want so see more you can follow me on Instagram and TikTok @TheDelala

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[alecb.]

Hello, Delala.

I remember in one of your first videos you spoke about preferring to enjoy your surroundings rather than working all the time for occasional foreign travel. (I remember the expression you used, which was something along the lines of 'I'm sure it's very beautiful half-way around the world, but it's also very beautiful where I live'.) It's when I knew I had found something in your channel, as I could see how happy you were in enjoying local nature with your dog and having an 'everyday' life that was full of the joy of simple, slower living. It takes a lot of courage to live counter-culturally and I think you offer us a wonderful example in your channel.

I used to travel a lot and do a job I didn't so much enjoy all the time. I realised it was insane to spend a lot of the time each year doing stressful work for the few 'set piece' events that cost a lot of money. And how this took away from living in the present moment, because one was constantly looking forward to the next 'set piece' thing. How it was better to have rhythms and patterns of life that were rewarding and fulfilling on a daily basis. How even mindfully cleaning the house could be a source of joy. How a walk in a local wood could be as pleasurable as an expensive city break, with luxury hotels and restaurants and expensive activities.

I forget who, but someone once said: "Some people want a life jet setting around the world to climb to the top of 50 mountains. I want to spend life exploring * this * mountain top, noticing the passing of the seasons and the wildlife." Some people may find this person's expression of a fulfilling life to be boring; to me it is the very shape of human happiness.

As for financial minimalism, "Wealth consists not in having great possessions, but in having few wants"!

[BaileytheIllustrator]

Ahhh this is the inspiration I needed today. I've been trying a very similar lifestyle, trying to grow my own food and such, but it seems the hardest bit is having friends that don't align with the same ideas.

[sharonstanley]

I am in total agreement with your thinking. My husband (a farmer) always says why would anyone want to leave this and travel!?😂. I too much prefer to be at home. It’s definitely where my heart is❤. Love all your videos!

[sarahslan]

We paid off our mortgage years ago, while others our age went travelling and holidaying. We prefer to 'staycation' here within the UK and don't see it as a compromise. I get very homesick, so on the rare occasions we've been abroad (we have family in Lithuania and Netherlands!) I just want to go home. Despite the country's many problems I adore it and feel good about spending money locally instead of globally, to build up the economy. There is so much beauty to be found just outside our own doorsteps, so much to explore, discover and enjoy. It's lovely to get to know the local cultures within your own country and learn about the people, customs and traditions because they are so varied. I don't feel the need or desire to go elsewhere to find what I already have here. Lovely video, Delala!

[EC_ATV_Outdoors]

Love that you can do this.
And a woman without makeup is impressive. It says a lot about your confidence, and having those chemicals in your skin can't be healthy.
We are stuck in the 9-5 work to live game and hope to get back to simplicity.

[romarina]

Hello from Colombia, South America 👋 I arrived to your video because I want to quit my job soon and start a frugal life. Yes, my plan was also traveling around the world and having a beautiful apartment in a beautiful neighborhood, but I agree with you when you say that it’s better to have a calm life instead of a fun vacation if you come back and hate your job. Thanks for sharing your experience 😊

[donnarakitzis]

This video gives us all a great message about whats important to live an authentic life.

[infidel]

In the US now is not the time to buy a home lol. Rates are way too high. Once they come down I'd agree, its a good idea. My mortgage is a little over 500 a month, and the rate is 3%. No car payments for wifey and I. In the US avg mortgage is over 2k a month and avg car payment is over 700. Thats why so many here make good money but are also flat broke lol. Keep preaching frugal living. Good work.

[jacquelinemcgowan]

hi Delala Hope you are well
I miss your videos please bring some more videos out, they inspire me lots
take care Jacqueline

[mikeyblueeyes]

You're completely right delala people don't realise that morgages are just traps my rule is that I only buy what I can afford that way I never end up in debt I've also come to find out that many 2nd hand goods are superior quality to new items which are often built only to throw away.

[mariannewesten]

Zuinigheid en vlijt, bouwt huizen als kastelen, begeleidt me al sinds een oudere dame, waar ik gewerkt heb, dat tegen me zei. Dat is bijna 35 jaar geleden.En ik ben het nooit vergeten.Het heeft me altijd op een positive wijze beinvloedt

[mariahsmom]

I started my first gardens in my big back yard this year and loved it. Learned a LOT for next year! My tomatoes and lettuce and cucumbers and broccoli, basil, and a couple other things tasted so much better than the supermarket! Also had same idea about using my fireplace this winter. I am here in the US and it gets very hot here in summer (Kansas can be as hot as Greece in summer). So I moved my spare bed to my basement and I sleep down there to save on air conditioning. Great perspectives, thank you!

[KarinaSVTamera]

Delala, I loved what you did with your wet jumper, rolling it up in a towel, genius!!! Definitely going to use that tip, thank you👍😃

[patmartin]

Just found your channel will spend the weekend binge watching your past videos.
I do travel abroad to see family, but I budget for this every month. I live the most frugal life I can, I love finding new frugal channels because I find that I usually learn something different. I batch cook and freeze. At the moment I am busy picking blackberries to free to use over the winter when berries are expensive.

[mehmetdogaguvendi]

Considering the major approach of the financial minimalsm really raises the awareness of the individuals. Particularly, it subsumes the people who devoted themselves to living the minimalism life, dealing with the frugality in this post is a sort of reminding each person. It is significant to abstain from the extravagance, lavishness and prodigality. It always enables us to maintain the lucid rituals and decent habits in this life. Also, it might sometimes be more viable option to take the vacation, travelling to the other countries, seeing the different spots help us focus on the forthcoming actions within this phase. I roundly savoured each snippet of this video. Warm hugs during the spring season from Turkey!

[ingridmarsden]

Still missing you. Hope the job hunt is going well. I enjoyed that short.😊

[denisescally]

Hi Delala! Just found your channel today! I love it! I’ve had a great day today totally inspired by your vids. Nice to watch Europeans for a change 😊

[evaastoul]

I've missed your videos so much!! I resonated with everything you said, thank you for this fantastic video! :D

[jubilee_ssu]

Love your calming videos:) it was a busy day !I will come to see your videos often.

[kimhargrove]

Thank you! I enjoyed your video. I live in Florida, USA. I'm trying to live frugal as well.