No Deductible Health Insurance vs High Deductible Health Plan (HDHP) | HOW TO CHOOSE & SAVE MONEY

This video “No deductible health insurance vs high deductible health plan | HOW TO CHOOSE AND SAVE MONEY” will help you figure out if you should get no deductible health insurance or a high deductible health plan (HDHP) by asking two simple questions. We’ll also go through:

✔️ What is no deductible health insurance & is it right for you? FYI, a no deductible health insurance plan is sometimes referred to as first dollar coverage or zero deductible health insurance.

✔️ What is a high deductible health plan (HDHP) & why would someone choose a plan with a health insurance deductible - much less a high one - instead of a health insurance plan with zero deductible?

✔️ How do the premiums & copay | coinsurance compare under a no deductible health plan vs a high deductible health plan (HDHP)? What should you be looking out for?

💡 Get a better understanding your health insurance costs so you can choose the healthcare plan that will save you the most money & give you the most bang for your buck.

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[rgkqqev]

Hi Jennifer! In the last segment in this video, Wouldn't the amount you owe depend on your out-of-pocket maximum is?

[HammadKhanYT]

One point that is ignored in this video, is with HDHP plan, you can open HSA (health saving account) which is tax free + can invest. Which can balance the equation or even change into HDHP favor very easily.

[vivekrajput]

Can you suggest me any insurance company that pays complete for my tif acid reflux surgery in Europe and all the dotors fees... And the health test too..

[mikecharette]

Zero deductable and zero premium and I'm healthy, seems like a no Brainerd right?

[TheMiddlechild]

Can u tell me if this is a good or bad policy? :
Inn ded $700
OON ded. $1, 800
RX. $0
COPAY $30 PCP/$40 SPEC
RX COPAY. $15/$40/$65
INN MAX OOP. $2, 500
OON MAX OOP. $10, 000