how much do you need to retire in the Philippines? Salee

Thinking about retiring in the Philippines? Wondering how much you need to ensure a comfortable and fulfilling retirement? In this video, I break down the essential costs, budgeting strategies, and financial planning tips to help you retire in the Philippines with ease.

#RetireInThePhilippines #CostOfLivingPhilippines #PhilippinesRetirement #FinancialPlanning #BudgetingForRetirement #PhilippinesExpatLife #RetirementGoals #PersonalFinance #LivingInThePhilippines #ExpatsInPhilippines #RetirementBudget #RetirementPlanning

Watch the full video to learn how to make your retirement dreams in the Philippines a reality!
--------------------------------------
For inquiries/business collab:
----------------------------------

📌 Connect with Me:

Sharing my journey to financial and time freedom from being a Filipino nurse in Canada to becoming an author, entrepreneur, and video content creator.

Learn from my mistakes and follow along and learn about personal development, personal finance, and mindset.

Join this channel to get access to perks:

📖 Book Recommendations:

#buhaycanada #pinoylifeincanada #pinoyincanada #salee

[Pierce-pf]

I assumed my $500k nest egg would last forever, but inflation in Manila hit harder than I expected. Now I’m reconsidering coastal cities like Cebu.

[charmined]

We both retired at 52 and 53yo. We both have work pensions and a little investment. We live off one pension that is lower abroad. We have passive income investments in the Philippines. We are half retired in PI and half abroad. When in the Philippines we use the income from investments to spend—we don’t even touch our pensions. We chose to live the “comfortable lifestyle”. Any extra we do feeding programs or help pay tuitions for the underprivileged. That’s life we chose and that’s a life fulfilling for us.

[LesterHess-tx]

As a soon retiree, keeping my 401k on course after a rocky 2024 is top priority. I have been reading of lnvestors making up to 250k ROI in this current crashing market, any recommendations to scale up my ROI before retirement will be highly appreciated.

[jollybee]

Retirement age is 67 and life expectancy is 76 😂 and work for 50 years to maybe enjoy 9⁉️ Better start enjoying life now‼️No one is guaranteed tomorrow and that’s why I am retiring at the age of 62 the earliest retirement age in the US❣️

[percyvalpastor]

Sa province ako maninirahan. Titira sa maliit na bahay. Healthy foods ang pagkain at inumin. Pa bisi bisikleta pag umaga. (Parang magbebenta ng hot pandesal pag 4am. Hehehe... )

[TrisicEnola]

I'm 55 years old with very little set aside for retirement at this point. I have always been curious about the market and have witnessed people who played the game right and retired early. Some claimed they started very small, but their portfolio grew over time. I do have a significant amount but I’m unsure about which strategies or approach to take in order to achieve good returns. I'm open-minded and would appreciate any help or guidance

[Rolweng]

Plant vegetables in your backyard is one way to safe for food. Get away with relatives because they always think that you have lots for money. Limit going out to dine in or don’t bring anybody ( just you and wife) in going to grocery. Live a simple and there are beautiful place to unwind free like going to beach, buying karaoke for you to have at least happy time at home. Like I’ve said, live a simple but happy life.

[williecamarador]

Very informative! First, this solidifies my belief that, although not my plan, retiring in the Philippines comfortably isn't a far- fetched at all.

I hope every Filipino working abroad come across this video so they learn the importance of saving money, and that they can start coming up with a plan for when retirement comes, they will be prepared. I've seen so many broke Pinoys abroad and some of the reasons; they are better in spending than saving money; they don't set goals; they love the rich feeling that they try to afford things they really can't, and the list goes on. I would to add that if we are laser focused, and we should all be, on ensuring future financial freedom, learn to be frugal, invest long term through mutual funds, quit acting rich, stop buying things you can't afford, do not compete with your neighbors, avoid branded items, live below your means, and save save save. Combine the above with hard work and it will surely lead you to a kind of life you only dreamed not long ago.

[esgiegee]

this is very ideal. However- consider if you have a big clan-- who you will expect that you are going to cover their emergencnies

[DarnellsStevenses]

As an investing enthusiast, I've kept aside a good sum of capital to invest for financial independence and early retirement, but my concern right now is the market rally being propaganda. Is this a good time to buy stocks, or do I wait for the crash?

[ronaldcamit]

Isama sa annual expenses ang Christmas, Birthdays, Anniversaries, Fiesta, Home fixes, etc. na dagdag gastos kahit di naman kawalan kung hindi gagastusan. Plus, yung gastos kung may pinag-aaral pa kahit retire na. At kasali din dapat specific emergency savings upon retirement - at least 1 million per person for sickness and burial. At kung ang religion nyo sapilitang humihingi ng certain % ng income nyo, magpa-convert agad sa ibang religion.

[reyestioko]

hi Salee first time ko napanuod ka, ,maganda ang adbokasiya mo at nakatulong .sa panahon ngayun at sa mga dadating na taon sa palagay mo kya sa ordenaryung tao na mamumuhay sa maynila sapat o kakasya na kya ang $1, 200 na pension hindi naman maluho kundi sapat lang na buhay na takbo sa arawaraw ..kakasya na kya ang halagang ganyan . salamat sa iyung kasagutan kung may panahon ka,

[JonathanDangue-zh]

I'm retired ex Radiologic tech..USA, now living in the Phils..& only spent Php 25 K - Php 30K/mo on foods, H2O & power, internet, & gasoline for my SUV, Pick up Truck, & 2 owner type jeep. Sometimes my expenses can reach up to Php 40K... I save $ 1K./mo. However, I have a house and never pay rent...😊

[SusanaAvenida-vrpr]

Don’t worry about everything just focus the basic lifestyle and enjoy life in simple way. I moved to Cebu city and my budget monthly is 30k with rent, utilities, internet and foods speaking of foods im vegetarian so i dont eat meat and my rent is only 14k and i live simple myself and my money is in the USA i only transfer money to peso account for my bills to pay and personal expenses thats all.

[faithfuldays]

OFW here from Dubai. Far from retiring yet maybe another 10- 15 years more. But it's good we don't have taxes here. Me and my wife struggling to run food businesses in the Philippines to earn passive income. It's difficult when you're not there. We tried but failed a few times. So we just chose to save money, getting into the stock market which is more managaeable and it beats infllation too. We bought a condo and planning to buy a simple lot located in the province for future retirement. We also have life insurance and memorial plans, lots, we continued paying our SSS. This is an important investment as well. But thanks for this video this gives us new perspective to think about our retirement numbers.

[akosiamarillo]

Based on me and wife’s current workplace pensions saving rate, by the time she is 60 and I am 61, we may get 166k pesos a month! Nearly 2M a year, guaranteed for life and inflation indexed. This is also separate from our house, savings and investments. Then state pension kicks in when in late 60s adding another 1.6M a year, again guaranteed for life. Pwede na siguro sa Pinas yan. But that is in today’s money not sure how much it is worth in 15 years time 😅. If you are an ofw or balikbayan, take advantage of your host country’s pensions and saving programs. For us, we are not even a heavy saver, we only do the basic. Marami pa sa mga kababayan natin ang mas nasa magandang position pag nag retire, lalo na kung sa Pilipinas. Pero marami rin ang baon sa utang dahil sa mga luho, stuck sa kbabayad ng malaking mortgage at kailangan pa magwork until nearly 70s kasi cannot afford retirement 😢

[msbugan]

Nice t o see various ways of retiring. I am retired widow but go home often to visit my mother while she is still living. Not decided yet with retiring in PI only satisfied with 3-4 mos per year as my children and grandchildren are here in the US. Good advice too about retirement planning.

[leonideseusebio]

I enjoyed your video thoroughly. Love your ideas, numerical calculations of monthly expenses, and yes love the way you speak. Ung ibang vloggers kasi masyadong inaartihan ang pagsasalita, kahit tagalog na ini slang pa. But you know how to speak clearly and you express your thoughts very well. I subscribed to your channel so I can follow more heady straightforward advices from you. Bravo!

[haroldsandiego]

Location, life style and priorities . Don’t deprive your health needs . Priority is health and safety at the end of the day .

[hansj.severino]

It is so Amazing, 🎉 having watched you in Canada, now, in the Philippines!