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Why You NEED Credit and Can't Live The 'Cash Life'

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This is a credit myth, everyone needs credit, because your credit score doesn't account for how much cash you have in the bank (or under your mattress). Your credit score is looking at your credit history to determine how much of a risk you are for a loan.
You need to have credit, you can't live the cash life. You need to have credit and to have good credit to survive in this world.
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