The Challenges Of Living Without A Credit Score - Dave Ramsey Rant

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[bobbarker]

Senior in highschool and this guy has done a much better job teaching me to live financially secure than my corporate sponsored financial literacy class

[thomasr]

"If stupid is the norm you want to be weird" i love it

[cameronlastname]

I'm 15 and I decided to start listening to Dave and reading his books. Figure it's best to learn now because my only financial life/income is money that I get on my birthday or mowing someones yard. I'm very glad that I'm able to do all of this now so when I start getting into all of this I'll already have a sound mind and solid plan about what I am doing. Already saving just to have a foundation for later!

[nickiiyoungblood]

I hate debt. Everything I have is paid for. If I can’t buy it outright, I don’t buy it. I love having everything I have paid for. No stress!

[jimpal]

"they have student loans so long they think it's a pet" I almost fell outta my chair. he comes up with some great analogies.

[fritogranito]

Been on the system for just under two years and have paid off 90% of our debts. I absolutely LOVE that my extended family doesn't get it. It shows we're on the right track.

[kimngo]

I love Dave Ramsey he goes 0-100 real quick!!!! 😂

[kaitlyne]

See, I've always been told that I HAVE to have a credit score to do anything. I've been really worried about that because I've managed to avoid debt, and thus, have no credit score. This is a huge relief to find out that I can actually find a place to rent without a credit score. I can continue to live debt free! Hurray!

[JayRaystruck]

“If stupid is the norm, you want to be weird” I love it!

[ClothesShoesLover]

I love Dave. 30 days on his plan
and baby step #2!

[monkeseeaction]

I'm 24 and I started listening to Dave. It is amazing that everything for you to get wealthy is laid out there by this guy. I will be debt free this November and I will be wealthy one day. You can do it too.

[AslansMane]

"Who wants to be flipping normal? Normal sucks! Be passionate!"
(Y)

[BansheeKing]

Preach! I love using my debit card for everything. I have no debt, no monthly payments. I've always lived by the philosophy that if I cannot buy something with cash then I have no business buying it at all.

[SincerelySyren]

Am I the only one that loves when Dave randomly yells to get his point across to only return to the most calm tone two seconds later? I laugh EVERY time

[ashtenmott]

"and payments on their STUPID BASS BOAT, GIVE ME A BREAK!!" - This made me laugh out loud and spit out my coffee 😂

[andresmvc]

Some car rentals won't give you a car without a credit card but it's very minor compared to being *FrEAaKiNg In DeBt To YoUr Love the sudden change in tone

[ChimpRevolution]

As someone who has listened to Dave for years and started to look at other sources I can say make sure you find out for yourself remember you don't have to pay interest on a card if you make a payment on time consistently honestly it's more about discipline when using a credit card

[TheRamseyShow]

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[JP-odps]

All I use is my debit card. I said one day to myself, Lets see how I can do with just using my debit and cash? Its been 4 yrs and it feels good!!! I pay all my bills on time and even ahead of time. With money to save as well. Even before the Holidays roll around, I put away 25 dollars a week for a yr. So, when I buy presents it's all cash. I don't have to worry the following month on how that big that bill will be and if I can afford to pay it. Same thing with vacations, save in advance. I'm not saying credit cards are bad, all I'm saying is I've done well and feel better without using one.

[mariaelenadiaz]

This man is a genius. I can't get enough of him!