BEST CREDIT CARDS of 2024 (For EVERY Income)

In this video, we explore the best credit cards available, discussing their features, benefits, and potential drawbacks. I am joined by @dugarniraj a credit card enthusiast, and together we rank various credit cards from best to worst. Whether you're a beginner or a seasoned user, we'll help you find a card that suits your needs.

We discuss how using the right credit card can unlock perks like free flights, hotel stays, and even gifts. From the SBI Cashback Card, which is great for beginners with substantial online spending, to premium options like the Axis Atlas Card for high-income earners, this video covers it all. Neeraj shares insights on card eligibility, cashback structures, reward points, and tips on maximizing your return on investment (ROI) with credit cards.

You'll also learn the pros and cons of cards like the ICICI Amazon Pay Card, Tata Neu, and the once highly rewarding Axis Magnus Card, which recently underwent some devaluation. If you're looking to leverage credit cards for travel, business expenses, or daily shopping, this video has the guidance you need.

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GEARS BEHIND THE VIDEO:

MY TOP 5 FAV BOOKS 📚

#fixyourfinance #personalfinance #moneymanagement

Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.

Music licensed by Epidemic Music

[luckymishra]

Amazon pay ICICI is the the king of middle class I think becomes this card is simple and gives direct Amazon pay which is very usefull and simple ❤

[abhisen]

make a best salary account rankings as well for people starting their careers as well :)

[gyanendramaurya]

If your salary is less than 50k and you buy things often. Don't ever take credit card, it will destroy you, the benefits which you get is nothing infront of what the consequence will be.

[acntforyt]

Swiggy HDFC Card, Airtel Axis card, PVR Kotak card are underrated but more value for money cards

[vi__pul]

Keeping 1 credit card for each category payments is always beneficial
Example
1. Utility Bills & Recharges => Airtel Axis Bank CC => 10% to 25% cashback
2. Online Food/ Grocery Ordering => HDFC Swiggy CC => Flat 10% cashback

Even Airtel Axis Bank CC given 10% cashback on food ordering but both cards have capping on monthly cashback. So I have kept both for specific category payments only.

[prateekmodified]

For someone who is teaching people to save money and invest wisely, I really don't think credit card is the best product for people who don't manage their spending spree.

[realavdhut]

I first checked if it was sponsored or not.. Thanks for making an unfiltered video.

edit: please add that google doc link of sbi vendors

[davidgera]

Guys, Can you let me know in comment, How many of you earning atleast 5 to 10 lakh per Month 😂😂???
To be very frank brother, The category will be based on every persons individual income.
For Person earning below 1 lakh per month - SBI Cashback, Airtel Axis Bank, Hdfc Swiggy and Amazon pay ICICI will be in Platinum Category.
You could have mentioned Categorizing best credit cards for person income above 2 lakh per month😊.

[vickyjain]

how come no, amex cards were discussed?, i use the amex gold and i swear by it

[hiteshmakhija]

Disliked the conversation. You should have been the only one person Anshuman to explain this benefits and should have recommended atleast credit cards for common salaried employees not for big ahots

[skmillionaire]

Aankh band karke ye video sunoge to aisa lagega wo spam callers are trying to sell you a credit card 😶‍🌫️😁🤣
Just kidding idk why sbi and federal bank always reject my application for the card i have 12 cards 🐣😶‍🌫️

[saboteur]

Don’t use credit cards. Credit card companies are not idiots to give these benefits. If you are getting something think about how much you are goving

[ranjithsukumaran]

Credit card is like a powerful weapon..
If used wisely, or if its used by a wise man, then its raining benefits..
Well, if ita in the hands of a wrong person, then its an eventual catastrophe..

[sumilmehta]

Great video. He forgot diners black card, many people get it life time free, almost same benefit as infinia

[kakashisenpai]

I love hdfc millennia, sbi cashback, Tata neu infinity rupay and airtel cashback credit card. Must have for everyone. Holding 24 credit cards and making the best use of them😁

[mananagarwal]

HDFC Diners Black is also pretty similar to Infinia and is much easier to get

[dhruvdani]

Why wasn't amex discussed? Niraj often speaks a lot about amex

[bhaskarbharadwaj]

For me tata neu infinity is platinum, gave neu coins on insurance, jwellery and utility.

[kumarsingh]

if someone is wealthy enough to spend 20 lakhs why would he worry about Rs 5000 voucher.

[SamBahadurManekshaw]

I would rank HDFC Millenia (the one missing here and deserves a place) along with SBI Cashback at Gold spot.