We're $500,000 In Student Loan Debt And My Husband Wants To Do Something Crazy!

Next Steps:

Explore More Shows from Ramsey Network:

Ramsey Solutions Privacy Policy

Product Links:

[williamintent]

They make $400K. Live like you make $100K and pay off the debt. Simple as. Amazing how some people are unwilling to live on less than they make, even when they make such a high income. And this joker wants to go into more debt to make an extra $37K a year?

[fiat]

I know a Doc who did it all via Dave Ramsey’s plan & she & her husband own their own practice & are debt free! To this day she still drives the car she drove 13 years ago in Med school that needs a paint job, but she’s debt free!!

[keepcalm]

Just paid off my student loans. Now on to car payment... just watching videos have kept me on track.. definitely not following the exact baby steps, but it seems to work

[ericdahl]

As you read this, that guy is buying the practice

[abcde]

Even without the debt, it is not worth the risk to open up your own practice for only 37k more per year.

[iambaldy]

Ah yes, the American Dream....they will be house poor soon enough to impress their friends and increase their debt...the slide begins

[iomis]

Husband makes 330k and they can't figure out how to pay off 500k debt.

[Ka_Gg]

They are golden without buying into the practice.

Nothing says "fun" while running a business and just making a little more

[susan]

I don’t know how anyone can sleep at night with that much debt….

[sopapilla]

As a tax CPA, the dentists are also the ones that always end up with the most ridiculous court cases coming out. Every time I read a brief that has some stupid tax "strategy" IT'S A FREAKING DENTIST

[lioneye]

500 thousand is pretty typical for a doctor couple. If Dave Ramsey only counseled physicians, he'd have a heart attack

[evalina]

"That amount of debt is beyond optimism it's fantasy land" 🤣

[dwuanbrown]

I hate when people just don't answer the question.
Dave: "What do you think you are gonna make this year?"
Lady: "Well I'm bringing in 2000 to 5000 a month and maybe 500 more off my bake sell cookies, OH and there is 390 dollars a month off my Lyft driving.."

[spankynater]

“I drink your Kool-Aid“, she doesn’t understand the concept of Kool-Aid drinking, I don’t trust her judgment.

[danielvasquez]

Work together guys!! Don’t let him do it!! And you can attack this debt eventually!! Beans and rice!!

[andressmith]

Since when does a dentist make $330k? My buddy makes $180k as a general dentist, I'm guessing he's an orthodonist or something like that.

[FTBASTAR]

Y'all are chilling, you have a big shovel for this. Just cut your lifestyle way back, don't keep up with the Jones and you see this vanish in a few years

[Jim_Curtis]

I did not hear in the call what the breakdown of the $500k student loan debt between him and her. She's only bringing in $2-4k per month currently, so that's not $100-150k annually yet. Maybe it will be in a year or two, but not in 2022.

[hazelwood]

One time I went to a dental appointment and got there a little before the office opened. Th secretary pulled up in a new Mercedes and the young dentist pulled up in a 20-year-old minivan.

[TheForexApostle]

I'm worried about this matter. This could be a lesson for everyone, thanks to this channel.