Post 9/11 GI Bill | The Do's and Don'ts of 2024

The Post 9/11 GI Bill is a crazy benefit available to most veterans. With most civilians taking out massive loans to pay for school, the GI Bill has the ability to set you far ahead of your peers.

In this video I talk about everything the GI Bill covers and how to make the most out of the benefit. I also give you my warnings on how NOT to use it to ensure it serves you best.

Think of it as having $100,000+ in your bank. Don't squander it. Strategize how to get the most out of the benefit and propel you forward!

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*Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.

**Any opinions shared on this channel are that of my own and do not represent the opinions of the DoD or any US military branch.

Intro: (0:00)
GI Bill Explained: (0:37)
My Warnings: (5:10)
Outro: (9:04)

[zariftahmidshoeb]

CAN YOU PIN MY COMMENT PLEASE ? 😊😊😊 ( This will really benefit the service members new to the military ). These are some crucial add ones to your video. Not saying your video wasn’t good, it was great ! But again here they are -
1) NOT EVERYONE GET 100% OF THE POST 9/11 G.I BILL
There are percentages of the GI Bill you can get. As far as I’m concerned, these are the percentages ( and again they are only applicable for federal orders, not for basic train or AIT / IET or even drill and Annual training for national guard members.
90 consecutive days ( 3 months ) of active duty - 50% ( used to be 40% before )
180 days ( 6 months ) - 60%
18 months - 70%
3 years - 100%
Now it’s not that straightforward. If you acquire say 60% of the G.I Bill, they don’t pay you full tuition and stipend until 60% of the whole G.I Bill amount is exhausted. Instead they pay you 60% of your tuition and stipend for 36 months again. So don’t just go to a 2 year high tuition trade or whatever school ( unless you have 100% G.I Bill ofcourse ) and think they’ll cover all your expenses because you aren’t using your 36 months. Instead, they’ll just pay 60% of your tuition and stipend and you have to fork up another 40% tuition on your own. So don’t go to a costly school if you aren’t ready to pay the percentage of the tuition left over.
2) However, if you do have 100% G.I Bill and it’s not covering your full tuition at a private school, you have the yellow ribbon program to cover the rest of your tuition. But before you go to such a school, just make sure that school does have the yellow ribbon program because there are quite a few schools that don’t.
3) That brings me to my third point which is transferring your G.I Bill benefits to your family. However for that, you MUST have 100% G.I Bill. You can’t do that with a 60 or a 70% G.I Bill.
4) Also, the post 9/11 G.I Bill is a forever G.I Bill after a Bill was passed recently stating your benefits will never expire. You can use them any time in your life. Before it used to be 14 years as in you have to exhaust your G.I Bill in 14 years otherwise it expires. That’s not the case any more.
5) G.I Bill for Flight school. It’s a crucial crucial detail if you are banking on the G.I Bill to pay for your flight school. YOU MUST HAVE YOUR PRIVATE PILOT’S LICENSE BEFORE YOU ARE ELIGIBLE TO ADANCE YOUR FLIGHT CAREER. So like going to fly commercial or otherwise. I know because I wanted to go there as well and was counting on my G.I Bill. I didn’t go because of some other reasons but that’s besides the point. You have to pay for your private Pilot’s license out of pocket. So if you can’t afford that, the GI Bill won’t cover the cost of acquiring it. It’ll start paying afterwards.
6) This brings me to my sixth point, also about flight school. Even though the G.I Bill pays for your flight school, you wouldn’t receive your monthly stipend / MHA ( Monthly Housing Allowance ). That was the last time I checked. I didn’t go in depth with the G.I Bill paying for flight school because like I said I didn’t go there so I didn’t need to check. So don’t quote me on this and instead feel free to check out va.gov for the ruling on flight school payments.
7) If you are planning to go to college, the Post 9/11 G.I Bill shouldn’t be your first choice, instead try to use RIRP ( Recruitment Incentive Retention Program ) which is just military tuition assistance IF you’re in the National Guard. I’m sure active duty has something similar but I’m in the National Guard so active duty isn’t my ‘ area of expertise ‘. Every National Guard member should have access to RIRP no matter how long your contract is. HOWEVER, if you’re using RIRP, you have to be in a contract as long as you use RIRP. The moment you leave, you’ll no longer get it. Again, this is the case for NATIONAL GUARD, not active duty. So feel free to check out online for active duty people. RIRP will cover full tuition for the schools in the state or $4000 per fiscal year at a private school.
8) Did you know you could also use FTA or federal tuition assistance for your graduate programs ? That’s right you are paid up to $4500 per fiscal year for FTA towards your graduate degree.

*WORD OF CAUTION

Don’t and I repeat don’t use FTA for undergraduate programs ( Associates and Bachelors ). Even though FTA can pay for your undergraduate programs, RIRP doesn’t pay for your graduate programs ( Masters and Doctorate ). You’ll be on your own. So don’t mix and match. If you use FTA to cover your undergraduate tuition, you’re wasting the whole RIRP you could’ve used and now you’re suddenly paying for your graduate degree out of pocket.

9) Anyways let’s get back to it shall we ?
It’s not concerning the G.I Bill but you also have access to CA or credentialing assistance to do a bunch of courses online with CA paying for up to two nationally recognized exams like CompTia A+, Network+, Security+ etc. so long as your credential doesn’t exceed $4000 per fiscal year. There’s a lot of choices for your credential like medical, business, project management etc. HOWEVER, I must remind you that CA uses the same funding as RIRP. So do t expect to get FULL RIRP AND CA.
10) There’s also Army Cool which is pretty much like CA but they have MOS specific courses you can do and a lot more choices than CA. As far as I’m concerned, Army Cool also pulls from the fund same as RIRP and CA. So all of these together can’t exceed $4000 per fiscal year. But again don’t quote on this Army Cool funding as I’m not too sure. Feel free to check out for yourself. However I’m sure of CA’s fund being pulled from RIRP fund.

10) THIS IS IMPORTANT !!!
All of these education benefits ( besides CA and Army Cool ) require you to have a good standing in your academics so they know they aren’t wasting funds by paying for your education and instead you’re developing. Last I checked, you have to have 2.5 or above GPA to utilize these.


These are valuable information I learned in the army so I’m trying to hand it to you for free so you don’t have to struggle like me to find these. Good luck and have fun in the military !!! Hooah

[junty]

FYI, those of who in STEM field: you can extend post 9/11 after you exhausted all, called “Edith Nourse Roger STEM scholarship. It gives you extended 9 months or $30, 000 of post 9/11.

[TranceCore]

The only thing I regret is not using TA while i was in and just taking classes part time, but at the same time, being in maintenance working late all the time and have nearly no personal time leaves little desire for education.

[sokeefe]

Take advantage of the GI Bill!! It's a no brainer, get paid for an education and graduate college debt free.

[shanedrayton]

Ive used my GI Bill to study in Germany, Italy, Bali and Thailand plus start a business. There are many ways to hustle your GI Bill for YOU, and it doesnt mean you exactly need to spend it to get a piece of paper just to work for someone.

[williameverett]

Well done, I am currently using my 9/11 GI Bill to obtain a doctorate degree. The one thing I would add is that if you are utilizing the 9/11 GI Bill, get to know your GI Bill representative at the school you are attending. Frequently visit their office, send emails to ensure that they send the required documentation to the VA administration in a timely fashion. This is helpful as you navigate the complexities of the VA administration. GI Bill representatives differ by school and personalities, but for the most part they are helpful (because the schools are guaranteed to get paid by the VA if all the appropriate documentation is advised - remember higher education is a business...). Nicely done, keep up the great work !

[darthkenobeee]

It’s very important for people planning to live off of the BAH that you only get paid for the time you are IN SCHOOL (and full time). For example, say that your fall term is from August 15 to January 19. The VA will prorate the august and January payments based on a 30 day calendar! You won’t get paid again until the spring semester starts up.

[wisdom-for-life]

Great information my man! Especially good info about NOT using the GI Bill while active duty... Unfortunately, I had to use some of my GI Bill towards my masters (classes were too expensive to be completely covered by tuition assistance).
One piece of advice... make sure you know what is considered full time vs part time for your school. For undergrads it's usually 4 classes to be considered full time... for graduate programs, 2 classes is typically considered full time. But ultimately the school dictates what's full time vs 1/2 time. Thanks for the info. Keep it up! Liked and subbed :)

[jimeager]

Great video! I’m going to law school this fall on my GI Bill. Used TA to get the BA while on active duty. Military service changed my life, and I’m forever grateful.

[kmr]

Clearly YouTube knows what I've been Googling. 😆

[bensnedecor]

Currently on the Post-9/11, got out of the Navy in January. My school is in the Bay Area, so my school is paid for, housing is 4600/month, and my rent is 1300/month in the Marina district of San Francisco. It's totally possible to make this work.

[jplopez]

I live in SF and let me tell you my $4, 600 plus my disability I'm getting at 60% is more than enough. Plus I live with my mom so all that is going to savings plus I work, so planning on buying a home soon. The G.I. Bill is a blessing and anyone who doesn't take advantage of this is dumb.

[johnwilkes]

So terrified of getting out and going to school. I've never wanted anything more but damn I'm scared

[dfwscratcher]

One more thing to add look at your state and see if they offer programs to pay for your school. For example Texas has the Hazelwood act and use that in combination or after your Gi Bill meaning you could essentially get a Masters for free or paid more money if you use the Montgomery Gi Bill not the post 9/11. Just things to think about and yes I'm about to complete my Masters for free so it's real.

[Jeremiahking]

One thing to add is if you are in a STEM degree you can apply for a GI Bill extension that gives +12 month of GI Bill.

Edit: its actually 9 months (which is 1 regular school year)

[afred]

There is also a program for veterans who recieve over a 10% rating from the VA you can apply for called Vocal Rehabilitation program. They will pay for up to an extra 12 months of school so you can save 12 months from your Gi Bill for another degree of you want.

[semperfi]

School I go to got me 1896.00 a month BAH. Retroactive check for 12, 000.00 and 1000.00 book stipend. Only had a little bit of school work to catch up on. And the councelor gave me plenty of time to work on it.

[bric]

Sadly, I know a couple of people who used their GI Bill while on active duty. I explained to them that they were screwing themselves out of the monthly stipend, but that didn't cause them to reconsider.... Thank you for sharing this. I'm going to us my GI Bill to get my Funeral Service Ed Associates and Bachelor. The associates gets me my state license for funeral directing/embalming. I'm very excited!

[moptop]

Go to one school and stick with it transfering will cost you additional benefits. As not all schools expect the same credits.

[sincethesack]

I did 4 in the army at bragg, and mannnn i been marinating on how im gonna get everything out of my ch.33.