My Payday Routine Using YNAB | Zero Based Budgeting | September 2024

In today’s video, I’m showing you my payday routine. I use the zero based budgeting app YNAB (You Need A Budget) to keep my finances on track 🏦✨

Zero-based budgeting is a method where every dollar of your income is assigned a specific job, whether it’s for bills, savings, or spending. By the end of the month, your budget should balance out to zero. It helps you prioritize and make sure every cent is working towards your financial goals.

Why YNAB? 🤔 This budgeting tool helps me ensure I am planning for both short term and long term expenses and financial goals. It helps me plan for irregular expenses, track spending in real-time, and adjust my budgeting throughout the month as eneded.

Join me as I walk you through my pay-day routine that involves balancing multiple financial goals. 💸📈

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About Me:
I'm Avery. I'm 26 years old and live in the Midwest. My channel is all about my financial freedom journey where I try my hardest to do everything all at once even when its not possible! I have grown my net worth from -$22k leaving college to almost $50k four years removed from graduation. I live with my partner of four years and our one year old shih-tzu named Cece. 😊

Keywords: #Budgeting #YNAB #ZeroBasedBudgeting #FinanceTips #PaydayRoutine , YNAB budgeting, money management tips, personal finance, budgeting for beginners, financial planning, emergency fund, sinking funds, financial strategy, ROTH IRA, personal finance, budgeting tips, money management, new job budgeting, budget with me, YNAB tutorial, budgeting tips, financial planning advice, how to budget, YNAB budget setup, personal finance tips, budgeting for beginners, manage money, financial goals, debt repayment strategies, save money, financial priorities, retirement savings and investing, money anxiety

[TheGoodMidlifeCrisis]

I watched this video the other day but on my TV and I just realized that I didn't comment. I love the new camera, the picture is super crisp. I have no doubt that you can hit your savings goal by the end of the year, you are always so dedicated, it's super motivating! I can't wait to see what else you film with this camera 😊

[YazWhyNY]

Here's hoping for a less spendy September (for both of us!) 🎉

[nickyspersonalfinance]

Yes, pets can be expensive but sooo worth it.