JULY 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips

Ryen & I are talking about our July 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, I'm sharing all of the sinking funds I used in July, and Ryen shares some news about her car!

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
01:47 Miko's Budget Category Breakdown
04:44 Miko's Investment & Savings Breakdown
05:53 Miko's Spending Comparison to May 2022
08:11 Ryen's Budget Category Breakdown
09:26 Ryen's Debt & Savings Breakdown
10:13 Ryen's Spending Comparison to May 2022
11:18 Conclusion

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[joanalorenzo]

I got married at the court house and it was the best decision I have ever. We went on a fabulous honey moon. We had a great time. Nobody got to talk crap about us and we didn't start our marriage broke. We had a small gathering a couple of years after, no stress, no fuss, just a great time.

[carlyhopkins]

Excited to see some wedding content, hopefully. Just an FYI as a Floridian…October is not going to be cool so definitely check the weather. It’s hot until much later in the year. In fact the most time I was at Disney was the end of January and It was in the 80s. But DisneyWORLD is definitely the greatest place on earth 😀 have so much fun!

[ImaTChure]

I loved the ending when you said, "If they're eloping, I'm still included! I'm still going!"

[TanyaScorpio]

Girlfriend why are you not at 1M yet.. I love your content... And congrats on your wedding

[amandap]

My husband & I eloped, then sent postcards to everyone (including our parents)… we had a celebration of marriage on our one year anniversary and treated everyone to a nice local steakhouse dinner with a “wedding” cake to cut and share. It was such an intimate way of beginning our marriage.

[quilt]

I'm watching this on the 10/11th and just realized you just got married! congratulations!

[veronicam]

My husband and I were married at the courthouse. We had the kids and my mother there and everyone at court that day watch us exchange our vows. We took the money we would have spent on the wedding and reception and put it as a down payment on a house. Best decision we made!! I was surprised that my Mom actually was alright with this since I am from a very Catholic family and we didn't have that traditional church wedding that was talked about all my life. My Mom is very financial minded so when I brought up to her why we wanted to do it this way she was all for it which in turn brought me peace.

[rachelgilbert]

This space is so supportive, starting with the tone you two set when supporting each other with budget wins 😊 This method has really changed my spending awareness and has allowed me to plan for expenses without having too many surprises, my budget is much more predictable and even the unpredicted expenses are not as disruptive as they used to be. SO thankful for this channel! 💚💙💜

[opchick]

We did our vows 40 years ago. I did a long drawn out, heartfelt speech, my wonderful hubby only said, " I loved you from our first day and I'll love you to our last day." The entire church( over 300 guests) all Til today, many of our family and friends remember what he said and not one word of what I said :) My hubby was so nervous, he doesn't remember much of what I said. Keep it short and sweet...trust me. Oh and WDW is much cooler than DL and Universal in Fl blows Universal Hollywood out of the water.

[the_funsize_life]

These monthly videos are so motivating and now that I just enrolled in the building blocks course! Im so fired up.

[ChassittyDawn]

Took my son for our first time last week to Disney world. Each park is a whole different vibe. One tip for you is be prepared for rain. And animal kingdom is the hottest park. Quick service restaurants gives free cups of ice water (:

[kendalD]

Another great monthly budget vid! 😄I used my newly acquired Budget by Paycheck workbook and it was really neat to see where my money went and how I paid my debt vs my monthly savings. Miko and Ryen, thanks so much for sharing your own spending/saving ups and downs. Watching these vids definitely helped me when it came to using the workbook. 😁

[mom.next.door.]

We saved up so much money to take our girls for our first vacation to Disneyland and it was such a let down! We did maybe 3 rides. We had to sit on the ground to eat lunch 😩 so overpacked. This was 2018. But I agree, Disney isn’t what it used to be! Thanks for the video! Inspired me to get in my august budget and really get it going!

[annafrazier]

Disney World is WAY better than Disneyland!! 100%! And the castle at Disney World is WAY bigger too! Lol

[amymorren]

I saved for 2 years in order to pay Cash for Our Disney world Trip. It was the BEST Vacation We have ever taken!

[mimim]

Eloping was the best
For us!!! We then used all the saved money for an amazing two week honeymoon!!!

[michellemorales]

RYEN: "Happiest place on Earth"-
Miko: "Um yesss, but nooo"!
HAHAHAHA 😆😂🤣
💙💜💙
You ladies crack me up!! Great update! I love that you show how real life twists and turns happen EVERY SINGLE MONTH, yet do NOT have to derail your budget when you carefully plan ahead! Love it!!!
💙💜💙
We had a big wedding because my Hubby always wanted one. I previously had a big wedding and wanted to elope, since this was our 2nd marriage. 😆 We incorporated ALL 7 of our kiddos and it was wonderful!!!
💙💜💙

[jessicanelson]

Disney World is WAAAAY better than Disneyland!! My husband proposed at Disney World in 2012 (my first time), we had our honeymoon there in 2013, and then went again in 2016. In 2019 we went to Disneyland and it was definitely not as good and the castle was so disappointing, ha ha. We are planning to go to Disney World next year to celebrate our 10 year wedding anniversary. It will also be our son's first time there 🥰

[katja]

Dont put too much pressure in yourself, Kumiko, vows are "just" words, it will be marvellous! Enjoy your wedding 🤗😍

[valeciawatson]

When are the new planners and budget by paycheck workbooks going to be available?