Motorcycle insurance in Ontario: A complete guide!

0:00 Intro
0:20 Types of insurance
1:53 Insurance factors
8:43 How to save

Insurance brokers:
Riders plus
Co-operators
NFP

Insurance companies:
TD insurance
Desjardin
Allstate insurance
Intact
RBC
STATEFARM

► SOCIAL MEDIA:

[heinzhubbert]

Great video and very informative. However to compare the insurance cost with Europe, we are being taking to the cleaner . A1200 motor guzzi or 1200 Ducati in Europe is 120 euros for full coverage for the riding season . Mind you the training is of a much higher standard for your drivers licence than in canada . However there is no excuse to 10 fold the price for a country with 100 kph speed limit that has snow for 6 month of the year .

[bv]

@6:00 "Pan-e-ays" This is the best video on Youtube about Ontario moto insurance. Excellent job!

[Leemonz]

Consecutive years with the same insurance company and slowly increasing bike size helps. Also less common bikes seem to have lower rates.

[cu]

Thank you so much, this was so helpful, i'm 19 years old I know i'm young for this but i'm planning to get a ninja 250cc and i'm going to call some insurance companies to see.

[samthompson]

Great video, thank you! I have a quick question:
You say it is best to avoid insurance until you have your M2 but my understanding is you must pass a road test to obtain your M2. Presumably this means you would need some riding experience, to ride to the test site, and to have valid insurance on the bike at the time of the test. Im struggling to figure out the order of events to make it work logistically.
I had an insurance refuse to quote me for M1 and I asked the same question then but they didnt respond.
Thanks

[ADR-X-HPINDY]

Insurance companies are out of control especially in Ontario Canada.. They change their rules constantly and write them as they see fit.. ALL insurance companies need to be regulated to make it fair for everyone not just their bank accounts.

[tractioncontrol.ca]

Good call M2 is the way to go 👍🏽 scrambler Ducati expensive on repairs/parts, not sure if it would be cheaper.

[appmania]

Great video. Helps us canadians. Looking to get a bike next summer. 😁

[Insomniac_tv]

If you have a friend who lives outside of a major city ask him if you could use his postal code for cheaper rates

[YehorPopov-reij]

Helps a lot thank you very much
Two wheels on the road

[binhotm]

A whole different question about the video but i think i found the perfect person to answer it, I got my m2 license before i got a g1, do i need to take a g1 test still even tho i got a m2 and on the m1 test there was a g1 test with it, thank you

[hymnz]

I'm in the process of purchasing a used bike from a private seller in Ontario and for the life of it I'm unable to figure out the process- what to do first, what to do second, what paper work should I ask for and provide. Any chance to have a video on this?

[zacharybrasser]

Got my m1 for in February did my course April for m2 now looking for a bike !

[maxmtr]

Hey brother, I live in Etobicoke, I noticed a comment that you are an instructor, what school should I look up if I wanted you as an m2 instructor? Thanks !

[dopeytripod]

I just picked up a 2023 GSX-R750 & am paying $725 full coverage but I've had my motorcycle licence for 33 years

[incrideableindia]

Thanks for the informative video. Is it me who finds all the calculations by the insurance companies stupid? Primarily I am looking to buy a motorcycle to use both for commute and long distance touring. So now I have to pay more just to enjoy the scenic beauty of this country? 😪

By the way, since a motorcycle cannot be ridden all year long- is there a way to save on insurance during winters?

[shreejaychoudhary]

Hey buddy love the video, I live in BC, I have a Motorcycle license from India, How high my premiums are gonna be if I get a KLR650 2008?

[underdog]

Yoooo I just did my motorcycle course with you

[ftyhbv]

Will quick shifter upgrade bring cost of insurance up significantly?

[whinstonwhoodle]

Km’s are a bit weird. Don’t ride enough and your inexperience plays a role. I initially thought I’d ride about 1500km/year. Having wildly underestimated this, I called to update it to 10, 000km/year, and my rates went down, and I received a $120 refund.

TD MM was the insurer.