How Do My Wife And I Split The Mortgage Payment?

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[lot]

Divorced guys at work would complain about how much of their check went to child support. I always joked that I'm married with three kids, 100% of my paycheck goes to child support. 😄

[kdilli]

My wife and i did the whole separate accounts things our first few months of marriage, and then found it completely silly when we were transferring money back and forth for things. We are 100% shared account now. So much simpler and our financial trust level couldn't be better.

[davidrames]

Spot on! My wife and I have a saying in our home. "Every dollar earned, is everyone's dollar" It is all combined, and It goes where it needs to.

[melanieb]

It's crazy to me that people are more willing to share genetics with another than their pocket books.

[carolsmith]

Andrew would not be calling if the soon to be wife was the one making more money.

[joreyn]

When my husband and I first got married, I was making more money than he was. I made a job change, and he ended up making more money than I was. I am now a stay at home mom, bringing in no income, and the only income is my husbands. Through it all any money that we brought in was our money and it didn't matter who earned what. I think Dave is right and this is the better way to go.

[FGHomestead]

My husband started paying for me the week I moved in as dating, I was working but made way less. Now im a stay-at-home mom with 16 acres he bought for us and It has been a dream

[joncook]

We joined our finances the first month of marriage. It's been the best thing for our budgeting! Combining everything made it so easy and has kept us both on the same page. Get over your ego and work together!

[eatpigsnot]

so many couples had a wedding yet don't have a marriage

[jstar]

I've been married 30 years and we have always had one checking and one savings account all our money goes in them and pays the bills, no splitting of anything its all ours and we both make money. We have never ever fought over money issues.

[SigP]

I can't imagine having separate accounts. One of the first things we did after my wife and I got married was close our accounts and open a joint account where 100% of her income and mine go into that account. The whole point of a marriage is to combine everything and build a life together. Y'all can disagree with me, but I think it's weird to have separate finances. It contradicts the entire purpose of getting married.

[swannyriver]

If you're feeling uncomfortable about finances while being engaged speak up right now don't play games with it because once you say I do its a whole different ball game have the conversation now about how you feel about bills and money its a sensitive topic but you have to talk about it

[rachellebrooke]

“Sharing our genetics” !!!! Well said Rachel! People understand that they share genetics when they get married and have children, but why don’t they understand that same concept about finances?!

[carlaritchie]

Full transparency in marriage is a sign of a healthy relationship. I have known many couples where a spouse died and the widow/widower had no clue about even the basics of their finances. It should be a joint endeavor with both partners fully informed.

[robn.]

It never occurred to my wife or I to have separate accounts 30 years ago when we got married. We have two married adult children and both have separate accounts from their spouses. Times have changed for better or worse.

I imagine either can work, but you better be deciding how the money is spent as a team and with no secrets, or trouble is headed your way eventually. Besides that, it's hard to build intimacy with your spouse if your not willing to allow them into every aspect of your life.

[ianmowbray]

When you are married and you are Uncomfortable with a joint account then there is something going on that’s more than the money.

[AuzzieNick]

Lol the look on daves face 😂 just pure confusion

[EH-rodn]

First sign you might want to pause on marriage: going into a “combining” activity with “separation” thoughts.

[BSCTrainerRob]

my parents are not only separate but my dad runs a business and my mom has virtually no clue or any say in his business operations. she is perpetually broke day to day but will retire soon because of what he has built for the two of them. she's horrible with money she makes about 40k and saves nothing (she does pay for groceries and some bills).. and he is pragmatic and extremely diligent with money. it has worked for them

[stendec-ddhe]

He's not listening nor wanting to grasp the concept, so he should probably stay single and take care of 'his' money.