BEST Health Insurance Plans (2024) | Comprehensive & Affordable Coverage | MUST WATCH guide

In this video, we’re in talks with Ajay Serma - Senior Program Manager, Ditto Insurance. We will be discussing the best health insurance plans in India in 2024 - based on your needs & the performance of the health insurance plan.

Watch our reviews of:

Stay tuned. Like, share & subsribe.
Happy Insurance Hunting!

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00:00 Intro
00:55 Top 5 Health Insurance Plans India
03:45 HDFC Ergo Optima Secure cost-benefit analysis
05:10 Care Supreme Health Insurance claim-settlement review
07:00 Niva Bupa Aspire issues & benefits
10:50 Aditya Birla ActivFit+ review
11:45 Truth behind Acko Health Insurance No waiting period claim
12:50 Best plans: OPD/Senior Citizens/Low Budget/Pre-existing health problems

[ashishkovuri]

Very knowledgeable video Ajay! Kudos to the team for putting this on YT

[achyuthnarasimhan]

Amazing to see Ajay, a good friend from my college sharing his insights.

[BharatMore]

Tata AIG is the best one. Agents don't recommend it. May be commission is less. Read the policy document, its the most simple and short one. Not too many ifs and buts.

[vspraneeth]

HDFC Energy also offers plans for diabetes from day 1

[AMITSHARMA-mjmv]

Pls include plans from ICICI Lombard for review

[jyotiranjanbadatya]

Please share IRDA annual report. To justify your information.

[raguelango]

Can you make a detailed video covering the each section of policy wordings for Hdfc ergo optima secure?👀

[princesoni]

video is sponsored by hdfc else why tata aig not in the list?

[tonkorf]

What is the source of "No of Complaints" data ?

[sonu]

Thank you Ajay and Kavya & team ditto😇 for the Great informative contents. Keep doing the Awesome Work.
I was highly impress with Niva Bupa Aspire Plan with maternity cover but this Video Completely changed my mind.
I have Booked a Free call that schedule on Sun Feb 11, 2024. Awaiting for the Call.

[sunilagrawal]

HDFC ERGO optima doesn't have modern treatments claim settlement in their policy wording..in future everything would b robotic..which is not covered by HDFC

[SriHariGurugubelli]

Do you help with new insurance only? Or renewals as well?

[jyotiranjanbadatya]

Hdfc ergo paying high commission just few days before news. My personal experience with hdfc was very horrible. Please be an ethical advisor.

[AR-]

What if someone has already hidden his pre existing disease in policy and its 3-4 years running?
That person did not disclose PED as he was guided that PED will be taken care of automatically after the waiting period so its not important to disclose.
What should one do now to disclose his PED to insurer???
PED was detected 7-8 years ago and policy was taken 3 years ago.
Wont his policy be terminated?
Or will company reconsider it ?
Please tell in details.
What's the way out?

[sanjoykhan]

I'm confused to see the Niva Bupa CSR, since in the doc it is given as 21-22: 62 22-23: 54.

Pg 326

[pharmacistindia]

He said "Care" don't discriminate... But truth is Care doesn't issue policy if one is having any Pre Existing Diseases and he discloses it in proposal form. Care's actual intention is one with PED shouldn't disclose about it in proposal form so that they will issue the policy, get the premium & reject the claim.

[vishu]

Why ICICI Lombard is not in your list shoking 😮

[vblulff]

Acko health insurance is worst on showing that premium

[sugatamukherjee]

Why you are not saying about Star Health the big company and Bajaj Allianz whose is going high then HDFC

[blizz-dopa]

They call themselves as care medical isurance but doesn't care to cover india's 2 nd greatest hospital for orthopedic like ganga . How come a insurance company is best when it doesn't cover all best hospitals throughout india