10 Hidden Conditions of Health Insurance | Know Before you buy!

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Chapters:
0:00 Intro
2:04 No Claim Bonus
2:52 Continuity of Policy
6:02 Settlement of AYUSH Claims
7:07 Pre-Existing Diseases & Past History of Diseases
10:39 Clubbing Multiple Policies
11:20 Reimbursement is Better than Cashless
13:18 Important Points to remember during Policy renewal
15:32 Porting Corporate to Retail Policy
18:00 Health Insurance for NRIs & OCIs

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Shot & Edited by: Rohan Agarwal
Presented by: Money-Minded Mandeep
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#Healthinsurance #LLA

[AnalyticsSensei]

Great work LLA, however i believe the best solution is to have stringent laws and regulations for these insurance companies to abide by, so that they cant deny a genuine claim. They exploit the process by creating a lot of dark patterns making it difficult for the end user to understand easily.

[shyamdattani]

Btw one more point on reimbursement vs cashless. This has happened with me in the past let's say your policy term is 5L the hospital will give you an estimate from 3L-4L depending on the usage of the procedure. But when you opt for cashless they will directly go to the highest plan and not look for the plan you had asked for. This happens with me in Ahmedabad EpIc hospital where we selected a plan of 2L for my father in law's treatment but when we said it's cashless they took it to 3.5L and the only difference between 2L and 3.5 l plan is private room vs suit room and the procedure is day procedure still they took the highest plan

[rohitahir]

i am in my 20s and i really love your efforts to make us safe and secure 🤗

[anonymouslive]

Honestly I don't have any prblm if video is 1 hr long or 1.5 hr long I'll watch it with my full sincerity as it's highly important for me... Thanks lla and mandeep for bringing this videos with us.. ❤

[SonuMahnot-omrr]

A couple of years ago LLA Mandeep had shared about porting policy from corporate to retail once we switch companies. I recalled his video, watched and initiated a migration from corporate to retail. I could successfully do it, however there are a few conditions like you should be employed in the same company for a certain tenure (in some case > 4 years) and corporate policies are tailor made, retail plans do not match exactly, some minuscule conditions aswell .

Thanks a lot LLA, you are really making us Jagruk Janta.👍😎 wish to thank you in person.

[swarupdas]

I am a MBBS student in a private medical college, I observe in our hospital there is 2 different price for same test/ot cash patient and insurance patient. Generally it's always high for insurance patient .plz explain this.

[thee_boundless_soul]

LLA is all about improving people's life, and directing it to a better way, just like our fathers used to guide us in childhood for our betterment, LLA is not just a YouTube channel, its an emotion, pure respect for LLA. and mandeep nd rj sir❤❤❤

[ghoshprameet]

The problem of policy bazaar is that you get 100 calls within a week. Even if you block one number they will keep haunting you from other numbers.

[imnemo]

Your life insurance guide was a big help. It saved my father from buying another one of those double scheme insurances. Thanks a lot for your efforts.

[soumyajeetchakrabarty]

I have watched both the videos pertaining to health insurance. Thank you for all the knowledge from the bottom of my heart. You are a wealth of wisdom & I learn something new everytime I watch videos of yours which is and will help me in the long run.

[InsuranceBhaiya]

I never saw this much easy-to-understand Health Insurance video on YouTube before. Thank You, Mandeep Bhaiya.
Know more about the topics mentioned in the video like what is Rider, co-pay, premium, and many more about insurance on the Insurance Bhaiya website.
Again big thanks to Mandeep bhaiya.

[aspiressc]

LLA is always working for us.

We trust you LLA.
❤ FROM WEST BENGAL

[fearless]

Nd yes.. apka bolne ka trika bht achha hai. Proper es tarah se bol rahe ho k har kisi ko easily smjh aa jaye.. jaldi jaldi raita nahi fela rahe.. very gud way ..

[satviklodha]

The work You guys are doing is just so pure of heart and benevolent ❤

[bvngpko]

Recently i had to go through hospitalization and with information about room rent cap & managing it accordingly, I was able to get FULL CLAIM!

My whole family thank you for this wonderful information 🙏❤

[vatsalparekh]

That 43 min video is a must! Super top up disclosure was eye opening, rather than buying top up

[User-ew]

Thank you Mandeep Sir for making update videos on health insurance and term insurance. It will help us a lot

[Awakenbeing]

Well covered and still not a long video, always admire the well edited video💯

[NaturesHomeChannel]

Your contents are truly amazing. I have learnt a lot and have taken different courses from your channel. It would be much helpful if you could make a video on the things to keep in mind for NRIs while taking health insurance and Term insurance. I request for a knowledge pack focusing on NRIs.
Thank you!!!

[last_minute_film]

You guys are the best. so honest! Keep up the good work.