What is a deductible

An Insurance Deductible is what you as the consumer is required to pay during a claim before the insurance company pays anything.

Typical insurance policies and coverage's that have deductibles include your Auto Insurance and your physical damage coverage
both Comprehensive & Collision. Your homeowner's insurance especially here in Upstate New York will also have a policy wide deductible.

It is important to know what you have as deductibles before you file an insurance claim. You want to make sure there is enough damage to be claim worthy and that it doesn't fall under your deductible.
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