UOB Credit Card Review | One, Absolute, EVOL, PRVI, Lady’s

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It’s time to review the various UOB Credit Cards and I am going to go through five of them, namely:
One, Absolute, EVOL, PRVI, Lady’s

UOB One VISA Credit Card
+ 3.33% if you spend $500 or $1000 for 3 statement months consecutively in the qualifying quarter
+ Additional 5% Cashback Grab services, Dairy Farm Group merchants (e.g. Cold Storage, Giant, Guardian, 7-Eleven), and UOB Travel Planner transactions (total of up to 10%)
+ Additional 1% cash rebate on Singapore Power utilities payment
- Cashback received 1 month after qualifying quarter
- Min 5 different spend transactions required per statement month

UOB Absolute Cashback AMEX
+ 1.7% cashback with no spend exclusions
+ No min. spend required to attain 1.7% cashback rate
+ No cashback cap

UOB EVOL VISA Credit Card
+ 8% cashback on online spend and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
- Min. spend of S$600 each statement month
- S$20 cashback cap per online/contactless category
- E.g. $300 Online, $300 Contactless, total $40 Cashback cap = 40/600 = 6.7% Effective cashback

UOB PRVI Miles
UOB Prvi AMEX
UOB Prvi MasterCard
UOB Prvi VISA
+ 2.4 mpd overseas spend , 1.4 mpd local spend (in $5 blocks)

UOB Lady’s Card
+ 4 mpd for selected category (only 1 for Lady Platinum), in $5 blocks
Pick from 7 rewards category to earn 10X UNI$ (or 20 miles) for every S$5 spent

[efremtham]

Hi Chris, thanks for the video! Does the $500 minimum spend includes any types of spending like bills and online purchases or does it has to all be from retail spendings?

[dinnienasril]

Hello Chris, thanks for the insightful vid. Just wanna ask, for UOB Evol it follows statement month, just wondering do u know what date to what date is a statement month for UOB Evol?

[WeeJasmine]

Hi Chris, do you happen to know any consequences if we utilized the UOB One (or any other credit card) to make a big purchase that is pegged to a 12/24/36months interest-free instalment plans offered in retail stores? Are we allowed to pay the remaining of the instalment sum halfway through the stated plan so that we can cancel the card early?

[benjaminlee]

Would you go for the UOB Cash Back or the AMEX TCB?

[welylau]

Chris, do you think it's even making sense to pair the Lady's card to Instarem Amaze coz it's Mastercard?

[owariz]

Credit card territory mostly covered left Maybank and CIMB

[izackwu]

So UOB EVOL seems quite similar to DBS Live Fresh, and the major difference is that it's 8% nominally while Live Fresh is 6%?

[welylau]

Chris, Any recommendations what card(s) is the best way to pay government services MCC 9339 such as Town Council, HomeTeamNS, People's Association (those community center classes)?

Upon checking the T&C, they are not eligible for UOB One Card and also PRVI miles.

[Wheiby]

So if card transaction is $4, there’s no miles given for that transaction?

[kohkailun]

I love to have my UOB Credit card bank Deposit $20000 💳