4 Best Credit Cards For Malaysians In 2024

Today I go through my 4 favourite cash back credit cards for Malaysians in 2024. I'm a huge fan of credit cards and an even bigger fan of those that give cash back.

In fact I only use the ones that reward me for using it, getting just over RM100 a month from cash back.

⌚ Timestamps:
00:00 4 of the best credit cards in Malaysia
00:41 3 criteria I'm using to determine the best cards
2:04 UOB One Card
4:30 Maybank 2 Gold Cards
7:23 RHB Shell Visa Credit Card
11:40 Standard Chartered Simply Cash Credit Card

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[aronraj]

Steady la mir, nice to see you doing so well!

[nozomioishi]

Out of these, currently using the RHB Shell Credit Card (weekday driver) and the Maybank 2 Platinum cards. Would say that the HLB Wise Credit Card which I’m also using is better than the UOB One card though, with the only caveat being that the 8% only applies on weekends, hence being my weekend driver before switching to the Maybank 2 Amex.

[ramtorji]

Basically you top up rm2500 you get rm25 since 1% service charge 🤣

[juinz]

Great video! Thanks so much for the information. Just a question, you mentioned that the biggest downside to the RHB Shell Credit Card was it is not supported by Apple Pay. But I just did a quick check and I think RHB recently just announced that their cards are now supported by Apple Pay. Would that mean this will be the superior cashback credit card now? 😆

[thaneshwarsundra]

Good sharing brother, really appreciates it. Would be better if you could come up with chart for those benefits and catches in future. If you have one for the current one, please share.

Thank you.

[jaysonnwong]

Fantastic video! Would love to know what are some of the best air miles credit cards that you recommend

[mohdsyabilmdisa]

For Standard Chartered card, i dont think the RM60 is lump all together into one category. The statement said (which means RM20 for each category, subject to the cashback cap in each spend tier). Correct me if i am wrong. :D

[anna_mohamad]

I understand that the annual wave for RHB Shell credit is 195 but waived when swipe min 24 times on subs year.. Does it mean that we swipe 'literally' on terminal to make payment or contactless payment considered as swiping ? Hope can clarify here! Thank you for the video!

[shifansheriffdeen]

Cashback from Non-Shariah compliant credit cards can be considered Halal?

[iTheSpectator]

Can you talk about secured credit cards in Malaysia?

[tieeezun]

4:08 UOB one card petrol maximum RM40 per month ? Even platinum card is capped at RM15 isn’t it ?

[puterisyafiqah]

I watched the other video on UOB one card saying that the cashback is on quarterly basis and the Bank will select the lowest spending of the month for the cashback?

[humsahimuqabula]

Which CC applications are the fastest for the approval and collection?

[superunknown]

Which card should i get if i want to buy 6 digit worth of watches?

[nessajassasin]

Hi, regarding the shell visa credit card, if we spend above rm1000 for utilities online, spend groceries the max cap for rm50 enough or need to spend more than that category?

[mohdrashid]

uob is best one..little spending, max cashback..try 2 uob card..hahaha..hey..cimb petronas platinum not best?😊

[aqilahamran]

Hi, may i know how the guaranteed prize RM300 tng e wallet will be get by applicant? Just got my uob one card last week thru ringgit plus

[memengsheva]

What is the best credit card for buying good with monthly instalment?

[eujin]

Just an input for standard chartered 12:11 should it be Rm20 cap per category?

[nessajassasin]

Hi, regarding the uob one card, if using Grab made payment for a bill like astro mobile is entitled for cashback, can i top up grab the ewallet using this card ?