The Sad Reality of UOB One Credit Card

Many of you asked me why not use the UOB One Credit Card, so here's my reasons why. The UOB One Credit Card is just not for everyone. There are so many better cards out there as compared to this. Even though yes, the UOB One SAVINGS account is really attractive but for those who can't spend the $500 a month, you're much better off with OCBC360.

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How I Manage My Money
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My Credit Card Combination (for day to day expenses)
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MILES

CASHBACK

Other Credit Cards I’d Recommend

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Connect With Me
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👋🏼 Instagram — @demiizhuangg

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Books that Changed My Perspective (Life & Money)
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Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!
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#creditcard #personalfinance

[arufuredo]

"Insurance payments will be excluded from the awarding of cash rebate on UOB One Card but will
continue to be considered as eligible spend to earn bonus interest on UOB One Account"

[garyhb]

As usual, thanks Demi for another super detailed video😀Keep it up. Looking fwd to you next credit card video.

[Tncoffee]

Worst credit card !! UOB still owes me refund and don’t want to process although they promised they will. I made numerous calls and I just given up already. I wish “good luck” to UOB and also whoever choose UOB. YOU WILL REGRET

[siimplycharle_]

Is a very great video! Tks for your effort! 😊

[shekhargupta]

I agree with the earlier comment. This is similar to scam, they don’t disclose all details for UOB one card, they just dump the card on you and chase you to activate it asap - very misleading.

[cindypng]

Are shopee, grab purchases, utility bills etc included in the minimum spend?

[celine]

Hi Demi! Thanks for the video :) I just started using the UOB one card and paired it with the UOB one account. However, I do not see any interest cashback for my UOB one credit card on my statement. Is this because it is combined with my UOB one account monthly interest rebate? Or do I not receive any cashback if I use both UOB one card & account? Thank you!!

[jonathanteo]

For EVOL, how would you hit your online spending every month? Seems quite hard unless you are frequently doing online shopping/grab/food delivery etc every month

[YokNg]

hi demi, can you do a video for high spenders? I personally spend roughly 15k a month on social media marketing and propertyguru, what is the best card to use for the most returns?

[kaiwang]

Uob evol card excludes uob merchant for 600 min spending. Uob merchant contains cold storage, guardian and giant 😢 I shop there a lot

[alisxz]

hi. thanks for the video. really helpful. but how about if we want to stop that UOB one card. is it any pros or cons

[HdHd-hupu]

Hey! Thanks for the video. I am using citi cashback credit card for my dining and groceries expensese (6%/8%), I would like to get another credit cars for all my other expense (which includes sp group utilities, flight tickets, etc). The minimum spending of 500$ should not be a problem. Do you think it makes sense to go for this one or do you see other credit cards that can me be more suitable to my situation? Thank you!

[rykerli]

Am I right to say that, for UOB one card only spend a maximum of $2000. Then use another form of payment if u want to spend more?

[stephenip]

Sorry for this late query but are contactless payments at supermarket counted towards the uob evol spending please?

[chiraghablani]

Hi, sorry im late this to this but I have the HSBC Miles Card that i use for about 1000$ spend every month, the rest which will be around 600$, I am looking for another card - my spend would be grab + shopee+ sp utility, you think I should go for this card?

[smc]

Hi like to ask for UOB one min spent of $500, can the $500 spending be split across a few UOB cards?

[StickMan_Clara]

Hey Demi thanks for the information, now i know which high interest saving account to get for myself.

[superxiangxiang]

Let say I applied an uob one credit card in March and made a 500 min. spend on the credit card. Would I able to receive uob one account bonus interest in Apr since I will only pay the credit card in Apr (correct me if I am wrong)?

[laimanfai]

Can uob one use at oversea country spending like japan？

[thefairplayer]

So if I have alr spent 2k in a month, spending more at DFI merchants won’t give me more cashback?