✨ Budget Binder Explained | Easy Setup | PayDay Routine | For Beginners

Are you ready to get your budget under control, have a payday routine and stop living paycheck to paycheck- ?
Never done this before and not sure where to begin?
What do you need? How do you get organized?

Every budget binder is different and they should be. It needs to match your needs so that it will work for you - long term.
I'll walk you through what I think are some useful and basic budgeting trackers to give you some ideas on what would work best for you.
Thanks for watching!

🍯 FREE Printables For YOU :🍯
Including : Budget Sheet, Cash Planning & MORE!

💛 E T S Y Shop: #ad

Budget Binder SetUp Packet:

💰Budget Setup - Step By Step:

💰Baby Step Debt Pay Off Complete Plan : #ad

💛 Plant Themed Budget Sheet: #ad

🌿 Plant Themed No Spend 2024: #ad

💕 See It, Like It, Want It, SAVE It : #ad

✏️ Erase Debt Tracker: #ad

✨Ramsey Solutions Article:

💛2 Sister Bees Etsy Shop: #ad Savings Challenges

🛍️ 3 Ring Hole Puncher:

[KADz]

Thank you so much for the free printable's. MY Budget is soo tight. I've been doing Auto-pay with my Bills for at least 12 yrs now, and it has saved me and also no late payments on my History... .I recently re-vamped my budget by moving some auto pays to coincide with particular payperiods. Saved myself bout 200.00. Also called Verizon to see if they could help me lower my payments. Changed auto- insurance and now pay 48.00 auto + renters insurance included = $59.46. Just can't understand WHY I didn't do that sooner. 😅. Thought there was going to be a Light at the End of the Tunnel and learned that repairs on vehicle are going to be $ 2, 800 dollars + new tires $ 943.... 😢😢 prayers needed...! Please Thank you..!! ❤

[brettlynnadams]

The power of influence and being in a group of like-minded, positive people shouldn't be underestimated. I went through a really rough time a little over 6 months ago. I lost my job and my home and ended up having to move back in with my parents temporarily. I quit cash stuffing and just did everything I could to help myself stay distracted and feel better. Which, unfortunately, included a lot of spending. I almost depleted my savings. Now, I'm trying to get a hold of those impulses, and that's started with watching cash stuffing videos again to get my brain back into the right mindset. It's working, slowly but surely. I'm excited to start seeing my envelopes grow again 😊

[CBWithNicole]

I am so happy to see that I am not the only one that uses an old-school binder for my finances.. Like I tried all the fancy budget planners and budget binders and nothing worked. but yet somehow making it myself and using a regular cheap binder; it gets the job done! 🙂

[aliciabaker]

I love the writing down everything you spend to see what you have spent your money on. Back in the late 90s a Pastor of mine had us to do it as a 30 day challenge, to write down everything we spent money on even down to a pack of gum. And while doing it, I found myself not wanting to spend any money.😂 so thank you for the reminder. I’m going to get back on track!

[margowhitlock]

Thanks to you and dave i got a plan and a budget for my money.

[auAudAudrey]

I have a 2024 calendar as the first thing you see on the left in my budget binder. Super handy!

[rena_vations]

I'm using your income n expense tracker and your no spend tracker 🎉🎉🎉 it helps tremendously and January was my first month trying no spend. 🎉im onto my second month yay!

[KimberlyAnn]

Girl, I loved this video! 😂🤣 Seriously, I love this binder set up and all the free printables! I’m so excited to get mine organized! You make budgeting so fun! Thank you! 😊

[molly]

I love your channel, thanks for all the free printables to get me started on my journey

[MCGus]

I jumped up happy when I saw there was a new video I surprised my husband and the dog started barking! Thank you for explaining the process every step of the way it teaches and motivates me😊 I got my husband on board to save for a Europe 2025 trip🎉 while paying off debt.

[margaretgorski]

I impulsed bought the savings challenge! 😂

[sitterfo]

It’s so exciting to see you and your channel growing! Thank you for this video. I needed it! I just turned 40 and I’m ready to finally get my s$&@ together financially. I’ve known about Dave Ramsey, cash stuffing, all the things for YEARS but I always end up back in debt. The time is now!! I really relate to you and your husband and I can’t wait to see you hit 1 million subscribers!

[ladydisaves]

Hi Jenn! Amazing video! I wrote a long comment as I watched but at the end it went to the next video so YouTube ate my comment. 🤦🏻‍♀️ Loved this video so much! 🤗💖

[skyangelthefan]

Adding…my 3 ring binder that I use for my budgeting is a semi-dark orangey color that I bought at Staples that would match your color scheme. Hint! Hint! 😊

[savingwithvane]

Happy Thursday ❤ yes i can only imagine the headache u would have going thru 20pages of bank statements... i love cash budgeting and glancing through binders and seeing progress made in savings... its just a great feeling of accomplishment of not spending it all .. sliding a credit card its so easy and if ur not responsible ull surely spend all the cash...thats reason i love cash envelopes ... love the See It, Like It, Want it tracker to save on impulsive purchases and using that money towards something else ❤ 14:59

[hollidae]

I am so happy you did this video. I’ve done some form of it for decades and it WORKS! And making the binder your own by personalizing to your favorite colors and aesthetic makes budgeting not so bad. Great job👏🏻👏🏻👏🏻

[Kimba]

I just LOVE your videos!! And I was thinking the exact same thing about the “Stanley” cups! Lol! I even saw a video made by a dad who went with his daughter to camp out in front of a store that was going to have some pink ones on sale the next morning. Hahaha!

[deannaedwards]

Jen! This was the reason I started cash stuffing last year! I thought I was budgeting but it was simply passive tracking of expenditures. Whatever I saved ended up coming back out of my savings to pay off my credit cards every month! Now I definitely have the reigns on my finances thanks to budgeting. I feel more motivated, excited even to see where my money is going each week. I feel like I have goals and direction and chipping away at those each week is everything! ❤

[ashleyohtori]

Such a great video and I love the resources Jen! I'll be honest, I actually have a section in my budget for impulse/fun purchases. It really helps me add that fun spontaneity that I need in my life and really helps me stick to the priorities in my budget.

[coupe_dville]

These sheets are helping us be good stewards over what we have.