BREAKDOWN OF MY BUDGET BINDERS & CATEGORIES | CASH ENVELOPES & SINKING FUNDS FOR BEGINNERS *closed*

#cashenvelopes #sinkingfunds #budgetbinder
BREAKDOWN OF MY BUDGET BINDERS & CATEGORIES | CASH ENVELOPES & SINKING FUNDS FOR BEGINNERS *closed*

Hey Budget Buds! Welcome to This Little Budget, where we save for the BIG things in life on a little budget.

Follow along as I breakdown my budget binders - how I categorize each binder and which sinking funds are in each binder.

Budgeting Basics Giveaway Rules:
1. Must be 18 years or older.
2. US subscribers only. (Sorry to my international Budget Buds)
3. Comment your response to "What do you love about budgeting?"

Giveaway opens September 13th and closes September 27th. One winner will be announced on September 27th. Good luck!

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[brendaberkley]

What I like about budgeting after trial and error, is that it has shown me how Ive over spent, what I could have saved if I write everything down then ask myself is it a need or a want. This has afforded me the opportunity to reach some of my goals and will allow me to allocate funds in other areas. I have at least five binders. Envelopes change once goals have been reached. Im so grateful for this community as well. Keep sharing ideas and ways to help us future our goals, one step at a time. It’s a marathon not a race! Blessings to the budgeting community!

[nanou]

I love the way you explain each of your binders. What I love about budgeting so far since I started in the beginning of July 2022 is that I learn how to prioritize what I need verses my wants and also able to save by assigning all of my funds into categories such as sinking funds etc. Thank you

[redtoblackbudgeting]

Hey Natasha!!
Love the breakdown for your binders!!
I use to have to do my daughters hair and she is all natural also and that’s work!! She now has locs and we go in to get it done… saves time.. so I totally understand!! What I love about budgeting is that it has help me to pay off this debt… I m not done yet… but it’s helped me to really get over $40k paid in the last 3 1/2 years!!

[lemonstolemonadebudgets]

I love how you have your binders separated, I’m trying to figure out my categories. I love budgeting because I’m not living pay check to pay check anymore and this is the first time in my life I have had money saved.

[BlackNBlue_]

Aaawww I love that day care drop off went

[tamikajones]

I love the binders and I use the penny challenge to add to my daughter's savings account and any change leftover from cash purchases is used for her cash on hand. I used to save $1's and $5's with her initials on them when she was younger and will start that back in the near future. It is a great way to save and it adds up quickly.

[kogburn]

I love knowing where my money is going. Giving it direction makes me feel like I have some control. I hated feeling broke right after pay day. I also like that I can plan to get whatever I want

[RosaKing]

I love the binders, I love do saving challenges. When I am doing my budget is so relaxing for me. When I know where is going my money is so satisfying 😌

[pennylivengood]

Thanks for this video, still trying to figure out my sinking funds! I started budgeting July 2022 and I love knowing where my money is going and realizing I have money to save!

[dee-clutteringqueen]

I’ve always been a numbers kind of person. Love managing money so why not manage my own money well. Doing this has for the most part kept me debt free except for the few occasions there are must haves.

[sharondayancey]

I like about budgeting that it helps you to take control of your money in a better and healthier way. Thanks for sharing your knowledge!

[abeybudgets]

New subbie! ❤ that glasses envelope would’ve come in handy for me a few years ago. I used glasses from 6th grade til I was 27years old! I paid $500 every time I got new glasses cuz I got additional features to it. I think I bought 5 total over that time. But then! In 2020, I finally built the courage to do lasik and It was LIFE CHANGING!!! See if you’d be eligible to do it! And save up for it! When I had glasses, my kids would take it and hide it. I wouldn’t be able to go to work sometimes cuz I wouldn’t be able to drive without it 🤣

[mandystephen]

Love your share....thank you. I just started my natural hair journey after relaxing for most of my life. What I love about budgeting or cash stuffing is allowing yourself grace because it is q process and you won't get it the first time but when you are able to pay for something because over time you saved for it, a little at a time and don't feel the pinch of trying to find the money to pay had you not done the cash envelopes. Sorry for the lon keep sharing and I'll keep watching....loved the video💕💛💕💛💕💛

[britniebudgets]

I just started my cash stuffing and budgeting journey but I love the challenges! I’ve finally found something that makes me want to and love saving money more than ever now! And there are so many creative and easy challenges to use to help!

[FiguringOutRetirement]

Budgeting keeps me accountable and aware of where the money goes. Previously, when I didn’t budget money was going wherever 😂and I was always robbing Peter to pay Paul🤦‍♀️

[IDesireeWealth]

hey I'm here watching great video so far. I think with everything I have done to my glasses I pay about $200 yearly or close to it.

[FortyPlusLife]

Hi Natasha! This was great, love seeing what/why people use their envelopes for different things! Hey! HEY YOU! lol What don't I love about budgeting? This is something that should be taught in schools like a requirement! I think we'd all be in a much better place from the start if they taught us this. But what I love about budgeting is that it keeps me accountable and it shows me what I'm spending and what I shouldn't be spending on. And that's when the envelopes come in. So I do my regular budget and then spread the extra stuff into envelopes, so that I'm always set for when something comes up. And of course with a lil' bit for myself. That's what I love the most! It makes me NOT spend the money like I used to! Hope you're doing well! 🖤🤍❤

[HandsBands]

Girl the natural hair life... me and the twins... they have hair down to their butt. I wish we could find someone here I could pay to care for us. For now... IT'S ME!! IM HER lol

[HandsBands]

Already back at work? Dang that feels like it flew by...

[DaddysBabygirl]

Hello my Budget bud, I wanted to let you know what budgeting means to me. I have to admit that I was a shopping addict and allowed myself to get thousands and thousands of dollars in debt, that just didn't work for me. Being disabled and receiving VERY low once a month payment, I had to start budgeting to pay of my debt. Um on a debt-free journey and STOPPED spending frivolous. Savings challenges have SAVED my life!!

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