Dividend ETF Portfolio: How to invest based on your time horizon

One of the most challenging parts of investing into a dividend growth strategy is getting started. When planning our future retirement, we often tend to plan based on our age. In this video, I want you to think differently. Instead of planning based on your age, I want you to start planning based off of your investing time horizon. In this video, I share four dividend growth portfolios in M1 Finance that a new or beginner investor can start with based on their investing time horizon.

Assumptions -
1) The portfolio is in a taxable account
2) This is sample portfolio and can/should be adjusted based on your personal timeline and risk tolerance
3) Someone investing in this type of portfolio also has a 401k/IRA with a low fee broad based index fund like the SP500
4) Investors are dollar-cost-averaging into a portfolio like this
5) Investment strategy is to buy and hold and not sell shares in the future

I'm not a financial advisor and the content discussed today is merely my opinion and intended only for your entertainment. The content expressed in this video should not be considered as professional financial advice. Some of the links above are affiliate links and come at no cost to you.
#FIRE

[DividendGrowthInvesting]

Which portfolio is closest to your investing time horizon?

Dividend Reinvestment Calculator:

[lizd.]

I'm currently 42 and I intend on retiring in 15 years. Thank you for the various scenarios!

[raymondcarson]

Love how you broke it down. This is what a lot of new investors needed to understand. Your age is just as important as the stock you buy because it might be a good stock but your age May dictate how much you're actually get out of investing in it

[matthewszasz]

Another version of my favorite video of yours? Super excited to see the title.

[Fatalinvesting]

So as of this past friday I decided to change my strategy.

Originally i wanted to keep investing to cover all my expenses as soon as possible, but I would like to buy a home.
So my plan is invest until my dividends cover my expenses except the rent, and then use them. This way my 9-5 job will cover just my rent and I can save 4k a month to eventually have enough for a down payment

[kctxw]

Hay love the video. It's always great how you help the new people. I went and recommended your channel last week to a new investor

[DividendDiplomats]

Excellent, excellent video. Would recommend it to any new dividend investor looking for a place to start, but doesn't want to invest in individual dividends stocks. There are so many great dividend focused ETFs to match anyones strategy and time horizon, as you highlighted in this video. Thanks for the great content.

Bert - Dividend Diplomats.

[surmanator]

Thanks Jake! It's certainly been a year of tightening belts and buckling down on investing in companies with growth!

[arigutman]

Very insightful video, I think ETFs and indexes are solid for anyone and everyone not looking to spend much time shopping around and doing due diligence and of course one's timeline plays a MAJOR factor!

[johnattanlafontant]

super helpful
i wanted to live off of dividends but was not thinking about time horizon!!!!

[Positively]

Thank you for this video and explaining the timeframes. Great work.

[rogershih]

Hi Jake:
Just leave a note for you to thank you for the video. Your video is making me more confident on long term investing strategy(also lots of fun 🤣).

[theknightofren]

Please do an updated version of this if anything has changed :)

[lindamar]

Great work. A lot of people are going to spend a lot of money on courses and membership when they should just be doing what you outlined here.

[SausageandWine]

The 5-10 Years dividend portfolio looks good if you hit a lottery jackpot like 5M$ after taxes and want to live on dividend for life without any stress.

[MrPatsr]

I really liked your take on the different time horizon portfolios. I was wondering though, one thing I notice throughout some of your videos is that your portfolio has changed over time just like with how the time horizons change, but I was wondering if you could explain how you would transition your portfolio using M1 Finance when your time horizon changes. Did you sell all the previous holdings taking a taxable event to put towards your new investments or do you still hold them and they are not added to anymore.

[skell]

This is perfect, I was literally looking for this yesterday. Thank you for your work!

[moneymanfernando]

Excellent video. I like investing in dividend ETF`s rather than stocks.

[nickthesailor]

Always a pleasure watching! THANK YOU!

[fernandodesouza]

another fantastic vídeo. perfect approach. congrats again.tks.