Five frugal rules that transformed our lives for the better. #frugalityislife #money #frugal

If you get yourself organised you can be much better off with a frugal mindset. Here are our five steps.

Frugal Queen in France

We are a British couple living in Brittany on a budget.
Frugal recipes, days out, home renovations and day to day making do in France.

We’ll give you hints, tips, advice and an insight into our life in France.

Equipment used
Camera : iPhone
Editing : iMovie on a Mac mini

Music:
YouTube Copyright Free
Epidemic Sound

YouTube Audio Library
Apple iMovie*

[FrugalQueeninFrance]

I use a clever fox budget planner now. I used to use a different one but they stopped making it!

[sandradodd]

This channel sets the bar for frugal channels, the only thing I don't understand is that you only have 34k subscribers!

[lindagbukvic]

We have a small 800 sf house.
We stick to the rule, "Something New In, then Something Old Must Go Out."

[judyland-obrien]

Less stress knowing that you're organised around your finances. Amazingly liberating. Thanks Jane and Mike!

[preppernut]

I'm glad that you mentioned gift-giving to people you hardly know. I tell people that we don't do gifts, except to the younger children in our family. It used to be grandchildren, but now it is their children who are the beneficiaries. A friend didn't believe me, and was quite embarrassed when she brought us a gift for Christmas and I stood my ground. I do buy small boxes of very good chocolates for people who bother to come around to wish us a Merry Christmas, since we don't go out much at our age, and there are always some left over as a treat for my husband. (I am allergic to dairy, lucky for him.) It is such a stress reliever, not having to think about what somebody else would want. Instead, we help with unexpected veterinary bills, or when a friend's home burned to the ground, we donated towards her immediate living expenses, as it takes a while for insurance to kick in.

[nurseallie]

I just had a conversation with my husband’s niece about her starting to say no to things, she’s been going into massive credit card debt for these “destination bachelorette get togethers“ this is a thing now in the US, where the bride picks a destination to go to and her and her girlfriends spend a weekend in Aruba for example! What a debacle, I can’t even believe people do this and they can’t even afford it but they go because they don’t want to say no to a friend! The craziness of it all! Thanks for a great video

[savingfortravel]

This lady along with a few other bloggers motivated me to pay off my mortgage 12 years ago. It was 8 years of hard slog, we don't have children so we were lucky to do it. Yes we even hit the wall of being sick of being frugal.
Never underestimate the power bloggers and now vloggers can have to help us change our lives. 💙

[Hans-kj]

The pay yourself idea when the monthly payment is coming in is a goed idea. I adopted it and am doing well with it. The money sits in the savings immediately and is not touched. Brilliant!

[lindagbukvic]

I appreciate your consistency, with the same 3 days of videos every week.
And even though I know it's very difficult, each show is new and fresh.
You're not rehashing the same content, in a slightly different way.

[lisaward]

I am old fashioned at writing down our budget in a budget book. Hand and eye connection thing. When i use my debit card to make a purchase i keep track of that amount in my checkbook ledger.We do not let our gas tank in our vehicle get lower than half. We keep our gas in our vehicle topped up. I am still working full time night shift and my husband is retired. I pack a lunch pack to take with me for my food for supper. I pack a meal for my husband as well.He does not like the kitchen meal prep process very much. I rinse out bottles of everything and use the little bits. I also use bits of ketchup in soups and stews! Very tasty indeed!

[CharleneEvenson]

We don’t do presents at Christmas anymore. We concentrate on Jesus.

[rachelkieffer]

I would love to know what made you have an epiphany if you'd like to share, for me it was getting close to retirement age and realizing that if we don't make changes we will not be able to afford to retire. I started with tracking and then with budgeting, got out of debt and started saving. In the past 2 years we went of vacations and trips that were all paid for in advance, it was such a good feeling not to come home to massive credit card debt like we did in the past. I am committed to a debt free life.

[lorelei]

I use a small binder and accounting sheets for my budget. When work clothes get damaged and unrepairable they move to around the house clothes. Microwave died yesterday. 20+ years old. I have money set aside for new appliances so ill be shopping soon. Removed the glass turntable to save in case I need it. New one is $20! Takes up little space

[CharleneEvenson]

My only thing I suggest to people is, if you don’t have the cash to buy something, you can’t afford it.

[dianeheggadon]

Mike. If Jane needs any help whilst she is in Devon please let us know. I live a short distance from Plymouth . Take care. Cheers Diane.

[Sandra-sp]

Thank you so much, very useful. Thank you Jane Mike Dolly and Mary. Love you guys.

[suebee]

I have a clever fox budget planner from 2023, but I never follow through with it. I have had a spreadsheet, for going on 4 years, that I use faithfully. I enter the data at the end of the month. Then, on the first of the month I do my new budget. I print out the spreadsheet at the end of the year. I also have a copy of my budget in the notes on my phone for each two week pay period. My latest best frugal rule is to do at least 3 no spend months in a year.

[engagewithpage]

I think I have purchased one teashirt and that is the only item of "main clothing" in three years, I refuse to purchase any new unnecessary clothing unless I have too. I also think twice before purchasing any other items. I also use the clever fox planner accessory books and love them and the clever fox budget planner sounds like an excellent idea - I may consider this myself as a way forward, thank you for suggesting this to us💖. I love your videos and they are simple; to the point and I love your frugal simplified way of living🤗

[SharonMcGee-bi]

Thank goodness you keep reminding us how to make budgeting a way of life!

[Shantelle]

Was able to move over $1000 into the savings for my surgery in the spring despite having to repair the trunk of my car. I'll be on a No Spend AND a pantry challenge for the rest of the year 😂